My wife and I are purchasing a brand new apartment in Weston super Mare and my solicitor is telling me that she has to the mortgage company to disclose incentives from the seller. I am under pressure to sign contracts and I don't want to prolong deal. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook specifications. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

I am assisting my niece sell her house in Weston super Mare. Does the conveyancing solicitor order an energy performance certificate or should I organise this?

Following the demise of Home Information Packs, energy performance certificates remained a mandatory element of selling a house. An EPC should be commissioned in advance of the property being advertised. It is not as aspect of the sale process that solicitors normally arrange. Where you are using a Weston super Mare conveyancing lawyer they may be able to arrange energy performance certificates given their relationships with reputable Weston super Mare providers

My husband and I have arranged the release of further monies on our home loan from Coventry BS as we wish to conduct renovations to our property in Weston super Mare. Are we obliged to select a nearby Weston super Mare solicitor on the Coventry BS conveyancing panel to handle the legals?

Coventry BS do not ordinarily require firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Coventry BS panel.

We expect to receive a AIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Weston super Mare solicitors on the Bank of Ireland conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Weston super Mare solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.

I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a property in Weston super Mare? or I am told that there is a law dating back centuries that means some owners of property living in a parish church boundary may be liable to contribute towards repairs to the chancel in proximity to the church. Is this suitable for conveyancing in Weston super Mare?

Unless a previous purchase of the premises took place post 12 October 2013 you can expect solicitors carrying out conveyancing in Weston super Mare to continue to propose a a chancel search and or chancel repair liability policy.

Is it simple use the search app to locate a conveyancing practitioner in Weston super Mare on the approved list for my bank?

1st pick a mortgage company such as Birmingham Midshires, Virgin Money or Alliance & Leicester then choose your location for example Weston super Mare. Conveyancing firms in Weston super Mare and nationally should be shown.

My husband and I have agreed a price on a Weston super Mare bungalow we inherited 5 years ago in 2012. I have over a decades worth of conveyancing know-how and, now retired, intend to conduct my own legal work. The purchaser's property lawyer has informed me that their bank will not allow you to do your own conveyancing mandating that the funds to be passed via a solicitor's bank account.

Mortgage instructions to lawyers from all mainstream lenders state that If the seller is not legally represented the borrower's lawyers should check whether the bank needs to be notified so that a decision can be reached as to whether or not they are prepared to progress.