My conveyancer has informed me that chancel insurance is necessary on my purchase. What is the level of cover for Bamburgh conveyancing?

The appropriate level of chancel indemnity insurance should be dictated by who who your lender is. It would differ for example between Birmingham Midshires and Norwich and Peterborough Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.

My partner and I have arranged the release of further monies on our home loan from RBS as we wish to conduct a loft conversion to our property in Bamburgh. Are we obliged to appoint a bricks and mortar Bamburgh solicitor on the RBS conveyancing panel to deal with the paperwork?

RBS don't usually instruct a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS list.

I had a mortgage agreed in principle with UBS. Bamburgh conveyancing practitioners have been selected. How long does it take for UBS to issue the offer to the property lawyer?

There is no definitive answer here. Have UBS completed the survey? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Me and my brother own a renovated Victorian property in Bamburgh. Conveyancing solicitor represented me and National Westminster Bank. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bamburgh and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing lawyer who completed the work.

The estate agent has sent us the confirmation of our purchase of a new build flat in Bamburgh. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Bamburgh

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants.

My company is hoping to take over a lease of a shop on a shopping parade. Can you recommend lawyers offering competitive costs for non-domestic conveyancing in Bamburgh for below 2k?

We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Bamburgh, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to buy or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will find you the right firm. Regarding the fees these will vary based on the structure and heads of terms of the proposed transaction. Please provide us with your contact information or email so as to enable us to supply you with a detailed commercial conveyancing quote.

I need to appoint a conveyancing solicitor for my conveyancing in Bamburgh. I have chance upon a site which appears to be the ideal offering If it is possible to get all formalities done via web that would be preferable. Should I be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?