What does my ID and proof of funds have anything to do with my conveyancing in Billingshurst? Is this really necessary?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the ID of the person or body they are dealing with before they can accept their conveyancing instruction. The Terms and Conditions that you are required to sign will no doubt stipulate this. Your lender will also require certain documents to be checked. If you are unwilling to hand over ID verification documents, your conveyancer will not be able to take you on as a client.
We are purchasing a terrace house in Billingshurst. The intention is to convert the garage to an office at the property.Will the conveyancing process include enquiries to see if these works are allowed?
Your property lawyer should check the registered title as conveyancing in Billingshurst will sometimes reveal restrictions in the title documents which prohibit categories of alterations or need the consent of a 3rd party. Certain extensions call for local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these things with a surveyor prior to committing yourself to a purchase.
My solicitor has informed me that chancel insurance is needed on my purchase. What is the level of cover for Billingshurst conveyancing?
The appropriate level of chancel indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Coventry Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
My wife and I have organised the release of further monies on our home loan from Skipton as we wish to conduct a loft conversion to our property in Billingshurst. Are we obliged to select a nearby Billingshurst solicitor on the Skipton conveyancing panel to handle the legals?
Skipton would not normally instruct a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.
I acquired my home on 14 November and the transaction details is not yet registered. Need I be worried? My conveyancing solicitor in Billingshurst expressed confidence that it should be concluded in a couple of weeks. Are titles in Billingshurst uniquely lengthy to register?
As far as conveyancing in Billingshurst registration is no faster or slower than the rest of England and Wales. Rather than based on location, timeframes can vary subject to the party submitting the application, whether there are errors and whether the Land registry must send notices to any third parties. As of today approximately three quarters of submission are fully dealt with within 12 days but occasionally there can be extensive hold-ups. Registration occurs once the new owner is living at the premises therefore an expedited registration is not always top priority but where it is urgent that the the registration takes place urgently then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Billingshurst differ for new build properties?
Most buyers of new build or newly converted property in Billingshurst contact us having been asked by the developer to exchange contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Billingshurst typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Billingshurst or who has acted in the same development.
My wife and I have recently appointed a conveyancing solicitor in Billingshurst. I need to find out if they are on the bank's conveyancing panel. Could you or the lender confirm if they are on the panel?
It’s a good idea contact your lawyer to enquire if they are on the bank's panel. If that does not help get in touch with us and we can investigate and revert. Should the firm not be on the conveyancing panel we can certainly arrange a quality conveyancing solicitor in Billingshurst on the panel for your lender.