This question may be naive but I am new to the home moving as a first time buyer of a ground floor flat in Pulborough. Do I receive the keys to the house on the completion date from my solicitor? If so, I will use a High Street conveyancing solicitor in Pulborough?
On the day of completion you do not need to attend the conveyancers office in Pulborough. Your solicitors will electronically transfer the purchase money to the seller's lawyers, and once they have received this, you will be invited to receive the keys from the property Agents and start moving into the property. Usually this occurs early afternoon.
My lawyer has informed me that breach of easement insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Pulborough?
The appropriate level of breach of easement indemnity insurance should be dictated by who your lender. It would differ for example between Birmingham Midshires and Bank of Scotland. Conveyancing practitioners as opposed to members of the public take out such policies.
I've read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Pulborough solicitor - who is on the Nottingham conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Pulborough postcode. As you are getting a mortgage with Nottingham, you could contact them to see if they have a list of approved surveyors in Pulborough.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a house in Pulborough? or Apparently there is a law dating back centuries that means some owners of property residing in a parish church boundary may be liable to contribute towards repairs towards the chancel in proximity to the church. Is this appropriate for conveyancing in Pulborough?
Unless a previous acquisition of the premises completed post 12 October 2013 you can assume that lawyers handling conveyancing in Pulborough to remain encouraging a chancel search and or insurance against a claim.
I have justbecome aware that Arc property Solicitors have closed. They carried out my conveyancing in Pulborough for a purchase of a leasehold apartment 12 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Pulborough conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Pulborough. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Pulborough
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply a car parking plan.
My wife and I purchased a leasehold house in Pulborough. Conveyancing and Skipton Building Society mortgage went though with no issue. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1993. The conveyancing practitioner in Pulborough who previously acted has now retired. Any advice?
The first thing you should do is contact the Land Registry to make sure that the individual purporting to own the freehold is in fact the registered owner of the freehold reversion. There is no need to instruct a Pulborough conveyancing firm to do this as you can do this on the Land Registry website for £3. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Pulborough - Examples of Questions you should consider Prior to Purchasing
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What is the the remaining lease term? For most Pulborough leaseholds the cost for major works are not included within maintenance charges, although some managing agents in Pulborough ask leaseholders to pay into a reserve fund created for the specific intention of establishing a fund for larger works. This question is helpful as a) areas can result in problems for the building as the communal areas may start to deteriorate if repairs are not paid for b) if the leaseholders have a dispute with the managing agents you will need to know about it