Is there a reason to use a Bishops Cleeve conveyancing company given that internet based conveyancers are less overpriced?

To take your time to find scrutinise conveyancing costs in Bishops Cleeve and you should seek a competitive fee calculation but don’t become consumed with scouring the internet for the cheapest Bishops Cleeve conveyancer. Appointing the right conveyancer can be the difference between a smooth and a stressful home move. You need to ensure that you have expert guidance from a specialist lawyer. Emails can't take the place of a telephone discussion and are no substitute for a face to face consultation. The firms that we work with will appoint you a qualified and top rated conveyancing solicitor that will tackle your conveyancing from beginning to end, providing a level of hand holding that you are unlikely to received from an internet conveyancer. He or She will contact you regularly to update you as to any developments and keep you informed. Should it ever be necessary to call the office you will be sure who to ask for and we'll endeavour to make sure that you are in the know.

We are a couple about to sign contracts for a leasehold flat in Bishops Cleeve. We encountered a stumbling block. The mortgage offer with Chelsea Building Society runs out on 21/1/2025 but the owners are suggesting a completion date of 23/1/2025. Can one extend the mortgage expiry date?

The best person to address this question is your conveyancer who should determine whether he or she is better off negotiating with the bank, vendor’s conveyancers, estate agents or indeed all three taking into account the circumstances your house move to date.

I decided to have a survey carried out on a property in Bishops Cleeve in advance of appointing lawyers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some lenders may not give a loan on a flying freehold home.

It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bishops Cleeve. Conveyancing may be slightly more expensive based on your lender's requirements.

Is it best to appoint a Bishops Cleeve conveyancing solicitor based in the location that I am purchasing? An old friend can conduct the legal formalities but her office is 200miles away.

The primary upside of using a high street Bishops Cleeve conveyancing firm is that you can drop in to execute paperwork, deliver your identification documents and pester them if necessary. They will also have local intelligence which is a benefit. That being said it's more important to get someone that will pull out all the stops for you. If you know people who used your friend and they were happy that must surpass using an unfamiliar Bishops Cleeve conveyancing solicitor just because they are round the corner.

Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £225,000 flat in Bishops Cleeve in 8 days. The management company has quoted £408 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is it legal for a freeholder to charge such fees for a leasehold conveyance in Bishops Cleeve?

Bishops Cleeve conveyancing on leasehold flats normally necessitates the purchaser’s lawyer sending questions for the landlord to address. Although the landlord is not legally bound to answer such questions most will be content to do so. They are entitled to levy a reasonable charge for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average fee for the paperwork that you are referring to is £350, in some cases it exceeds £800. The management information fee required by the landlord must be sent together with a summary of rights and obligations in relation to administration fees, otherwise the charge is technically not due. In reality one has little choice but to pay whatever is demanded if you want to exchange contracts with the buyer.

Bishops Cleeve Leasehold Conveyancing - A selection of Queries before Purchasing

Plenty Bishops Cleeve leasehold properties will incur a service charge for the upkeep of the building set by the freeholder. Should you acquire the property you will have to meet this amount, usually quarterly during the year. This may differ from a few hundred pounds to thousands of pounds for bigger purpose-built buildings. In all probability there will be a ground rent to be met annual, normally this is not a significant amount, say about £25-£75 but you need to enquire it because on occasion it could be many hundreds of pounds. Please note that where the lease has less than 80 years it will have adverse implications on the value of the property. It is worth checking with your lender that they are willing to to proceed given the lease term. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease at some point and you need to have some idea of how much this would cost. Remember, in most cases you would need to own the property for a couple of years before you are legally able to carry out a lease extension. Please inform me if there are any major works in the near future that will likely add a premium to the maintenance fees?