I am due to move property in March. Will my conveyancing solicitor communicate with the removal company on the completion day. On a separate note, can you put forward a removal company in Bloomsbury. Conveyancing firm was organised before I stumbled across your website.
On the afternoon of completion you can collect the house keys from the estate agent however this should only take place when the previous owners lawyers confirm to the agent that the monies to complete are in and the keys can be passed over. Subsequently you will need to inform the removal men that they can start moving you in. We do not recommend a specific removal organisation but can assist you in choosing a conveyancing in Bloomsbury or a solicitor with expertise in conveyancing in Bloomsbury.
After months of negotiation I have agreed a price on a house in Bloomsbury. My mortgage broker recommended their conveyancers. I paid an upfront payment of £225. A few days later, the property lawyer called me to say that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
HSBC have agreed my mortgage in principle, my offer on a house in Bloomsbury has been agreed to, now what?
The estate agent will wish to be advised as to your conveyancer's details (make sure the lawyers are on the lender’s panel). Call up HSBC or your broker and complete any relevant paperwork. HSBC will sellect a valuer who will get in touch with the selling agent or owners to arrange a time for the valuation to take place. Once conducted (assuming no problems) it takes approximately a week to get a mortgage offer. HSBC will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Bloomsbury.
I have justbeen informed that Arc property Solicitors have been shut down. They conducted my conveyancing in Bloomsbury for a purchase of a leasehold flat 9 months ago. How can I be sure that my home is in my name in the name of the previous owner?
The easiest method to see if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bloomsbury conveyancing specialists.
How does conveyancing in Bloomsbury differ for new build properties?
Most buyers of new build residence in Bloomsbury contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Bloomsbury tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Bloomsbury or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a property in Bloomsbury before instructing conveyancers. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies may not grant a loan on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different instructions from Halifax. Should you wish to call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bloomsbury. Conveyancing may be slightly more expensive based on your lender's requirements.
My step-father has recommend that I instruct his lawyers for conveyancing in Bloomsbury. Do I follow his guidance?
Much as we are happy to recommend a Bloomsbury conveyancing lawyer it’s preferable to choose a conveyancing practitioner is to seek feedback from friends or family who have used the firm that you are considering.