I am obtaining a mortgage with Lloyds. I intend to enlist the help of a Licensed Conveyancer in Bolton. Does the Lloyds Conveyancing panel exclude Licensed Conveyancers?

The Lloyds conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

I require conveyancing for an apartment in a relatively new development (6 years built) in Bolton. The vast majority the appartments are already sold. Is it strictly necessary to order neighbourhood searches for my conveyancing in Bolton?

A big part of the Bolton legal transfer of property is the conveyancing searches. There are numerous companies delivering Bolton conveyancing searches, as well straight from the local authority. These are usually referred to as personal search companies and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must secure their data from the local authoritative source.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Bolton. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/1/2025, the requirements read as follows :

Due to the encouragement of my in-laws I had a survey completed on a house in Bolton in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some lenders tend refuse to give a loan on such a property.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you e-mail us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bolton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bolton to see if the conveyancing costs will increase in light of this.

How and when do I cover the costs of stamp duty payable for my Bolton property purchase?

Your lawyer will fill out a stamp duty return for you as part of your Bolton purchase transaction for signature. On completion your solicitor will submit the Land Transaction Return Form to the Inland Revenue and - as long as they have the money - discharge any tax bill payable on your behalf.