I am not well enough to travel far from Bourton on the Water. Is there a reason why all Bourton on the Water solicitors are not on all lender panels?

Banks point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year.The removal of law firms from lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its outcome included recommendations for mortgage companies to review their conveyancing panels, which kicked off a major policy change in the sector. It resulted in lenders purging a number of firms off their books of approved conveyancers .

My lender has suggested a law firm on their panel based in Bourton on the Water but I would rather choose a conveyancing lawyer in Bourton on the Water or nearer to where I live. Are you able to help?

Not all Bourton on the Water conveyancing practitioners are on all banks conveyancing panel. Do make the most of our search tool to choose a Bourton on the Water conveyancing conveyancer on the on the bank panel.

A relative recommended that if I am buying in Bourton on the Water I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is occasionally included in the estimate for your Bourton on the Water conveyancing searches. It is not a small document of more than thirty pages, listing and detailing important information about Bourton on the Water around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Bourton on the Water Education with maps and statistics, Local Amenities and other useful information regarding Bourton on the Water.

Am I best advised to go with a Bourton on the Water conveyancing solicitor who is local to the property I am hoping to buy? An old friend can handle the legal work but they are based 200kilometers away.

The primary upside of using a local Bourton on the Water conveyancing firm is that you can visit the firm to execute documents, present your identification documents and apply pressure on them where appropriate. They will also have local intelligence which is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and they were impressed that should surpass using an unfamiliar Bourton on the Water conveyancing lawyer just because they are Bourton on the Water based.

I own a leasehold house in Bourton on the Water. Conveyancing and Accord Mortgages Ltd mortgage went though with no issue. I have received a letter from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Bourton on the Water who acted for me is not around. Do I pay?

First make enquiries of the Land Registry to make sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. You do not need to instruct a Bourton on the Water conveyancing firm to do this as it can be done on-line for a few pound. Rest assured that regardless, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Bourton on the Water Conveyancing for Leasehold Flats - A selection of Questions you should ask before Purchasing

For most Bourton on the Water leaseholds the outlay for major works are not wrapped into the service charges, albeit that some managing agents in Bourton on the Water ask leasehold owners to pay into a reserve fund and this is used to offset against major works. How many of the leaseholders are in arrears for their maintenance charge payments?