A relative advised me that in buying a property in Cotswolds there may be various restrictions preventing external changes to the property. Is this right?

We are aware of anumerous of properties in Cotswolds which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Cotswolds should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I had a mortgage agreed in principle with Kent Reliance. Cotswolds conveyancing lawyers have been instructed. What is the average time that one could expect to receive a mortgage offer from Kent Reliance?

There is no definitive answer here. Have Kent Reliance conducted the survey? Have you informed Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I have instructed a Cotswolds property lawyer having made sure that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?

RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Cotswolds surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I need some expedited conveyancing in Cotswolds as I am faced with pressure to exchange contracts inside one month. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?

As you are are a mortgage free buyer you have the choice not to have searches carried out although no law firm would suggest that you don't. With plenty of history conveyancing in Cotswolds the following are instances of issues that can arise and adversely affect the marketability of the property: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...

I am buying a new build apartment in Cotswolds. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Cotswolds

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I opted to have a survey carried out on a property in Cotswolds before appointing lawyers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some banks will refuse to grant a mortgage on such a home.

It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cotswolds. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to instruct a conveyancing solicitor for residential conveyancing in Cotswolds. I've land on a site which looks to be the perfect offering If it is possible to get all formalities completed via web that would be ideal. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?