What does my ID and proof of funds have anything to do with my conveyancing in Brigg? Is this really warranted?
You are right in the requirement set out by your solicitor has nothing to do with conveyancing in Brigg. However these days you will not be able to proceed with any conveyancing transaction if you have not submitting evidence of your identity. This usually takes the form of a either your passport or driving licence and a bank statement. Remember if you are supplying your driving licence as proof of ID it must be both the paper section as well as the photo card part, one is not satisfactory in the absence of the other.
Verification of your source of monies is required in accordance with the Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancer must retain this information on file. Your Brigg conveyancing lawyer will require evidence of proof of funds before they are able to accept any money from you into their client account and they should also ask additional queries regarding the origin of funds.
I am looking to buy a property and need a conveyancing solicitor in Brigg who is on the Barclays Direct conveyancing. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barclays Direct in certain locations such as Brigg. We dont recommend any particular firm.
We are due to move home in March. Will my conveyancing solicitor liaise with the removal company on the day of completion. On a separate note, can you suggest a removal company in Brigg. Conveyancing firm was chosen before I stumbled across this page.
On the afternoon of completion you will need to collect the house keys from your estate agent however this should only take place when the vendors lawyers advise the agent that they have the completion monies and the keys can be passed over. After that you can tell the removal men that you are ready to move in. We are not in a position to recommend a particular removal organisation but can assist you in locating a conveyancing in Brigg or a solicitor that specialises in conveyancing in Brigg.
I am buying a detached bungalow in Brigg. The intention is to carry out a loft conversion at the house.Will the conveyancing process involve checks to ascertain if these works are prohibited?
Your conveyancer should check the registered title as conveyancing in Brigg can occasionally reveal restrictions in the title deeds which restrict certain alterations or necessitated the consent of another owner. Certain extensions call for local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
My husband and I are in the process of viewing apartments in Brigg and I am about to put in an offer. Is it wise to have my property lawyer on ‘stand by’? I will be getting a home loan with Nationwide.
It would be wise to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. As you are seeking a mortgage with Nationwide, ask your prospective lawyers if they are on the Nationwide conveyancing panel otherwise they can't do the mortgage legal work.
I'm buying a new build house in Brigg with the aid of help to buy. The developers refused to budge the price so I negotiated 6k of fixtures and fittings instead. The property agent suggested that I not inform my conveyancer about the extras as it will affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Brigg is where the house is located. Can you offer any assistance?
Flying freeholds in Brigg are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Brigg you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Brigg may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.