I am expecting a offer of a home loan from Halifax. I would like to use a Licensed Conveyancer in Messingham. Does the Halifax Solicitor panel allow for Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am buying a house for cash in Messingham. I have been residing for the last 20 years in Messingham. Conveyancing searches are a lot of money. As I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a mortgage, then the vast majority of the Messingham conveyancing searches are non-obligatory. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches done, but she has a professional duty to do this. One thing to consider; if you are likely to dispose of the house at a future date, it could be of importance to your prospective buyer what the searches contain. There are plenty of instances where houses with day to day issues can still show up unpredicted search results. A good conveyancing solicitor in Messingham will be able to give you some constructive guidance here.
My property lawyer in Messingham is not listed on the Norwich and Peterborough Building Society Conveyancing Panel. Is it possible for me to retain my prefered solicitor even though they are not on the Norwich and Peterborough Building Society approved list?
Your options are as follows:
- Carry on with your existing Messingham solicitors but Norwich and Peterborough Building Society will need to retain a solicitor on their panel. This will inevitably rack up the total conveyancing fees as well as cause frustration.
- Find a new lawyer to act in the conveyancing, not forgetting to check they are on the Norwich and Peterborough Building Society panel
We have a mortgage agreed in principle with Clydesdale. Messingham conveyancing solicitors were appointed. What is the average time that one could expect to receive a mortgage offer from Clydesdale?
There is no definitive answer here. Have Clydesdale completed the valuation? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am expecting a AIP from Nottingham this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nottingham recommend any Messingham solicitors on the Nottingham conveyancing panel, or is it better to go independently?
You will need to appoint Messingham solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.
Planning on purchasing a apartment in Messingham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Messingham solicitor is on the RBS conveyancing panel.
I have todaydiscovered that Stirling Law have been shut down. They carried out my conveyancing in Messingham for a purchase of a freehold house 12 months ago. How can I check that my home is not still registered in the name of the previous owner?
The quickest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Messingham conveyancing specialists.