We were about to retain a conveyancing solicitor in Brixham recommended by you but have come across alternative costs illustrations via the web look cheaper – how come?

You can find many firms of conveyancing organisations offering theoretically looks to be the cheapest conveyancing in Brixham. Our advice is to give due consideration as to how important this transaction is to you that you are willing to be penny wise pound foolish concerning the quality of the conveyancing. Many of them highlight a bargain quote to grab your attention but conceal supplemental costs in the small print..

My wife and I are due to exchange buying a property in Brixham but as a result of wreckage from a small fire at the property I have managed to agree recompense from the current proprietors of £2k in the form of a deduction in the price. I had intended this to be dealt with as part of the conveyancing process however Nottingham are not allowing this. Why were they notified?

Any property lawyer being on the Nottingham approved list is required to inform Nottingham of any amendments to the sale price. If you were to refuse your conveyancing practitioner to notify the reduction to Nottingham then they would have to discontinue acting for you. In addition, Nottingham and you would have to appoint a new solicitor for your conveyancing in Brixham.

I happen to be the single recipient of my late father’s estate with all property in now in my sole name, including the house in Brixham. Conveyancing formalities meant that the Land Registry date was in October. I want to move. I understand that there is a CML 6 month 'rule', meaning my proprietorship could be regarded the same way as if I'd bought the property in October. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be caught by that. Some banks would take a practical view as this requirement primarily exists to identify the purchase and immediately sell or the flipping of properties.

I have today made my last payment due on my mortgage with Principality. I assume I don't need a Brixham lawyer on the Principality panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Principality has sent the Land Registry the discharge electronically, and
3. Principality has instructed the Land Registry to do so

The formalities of my remortgage has taken place for my property in Brixham. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I have been on the look out for a ground for flat up to £195,000 and identified one close by in Brixham I like with amenity areas and station nearby, however it's only got 61 remaining years left on the lease. I can't really find anything else in Brixham in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?

Should you need a home loan the shortness of the lease will be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for at least twenty four months you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this.

It has taken forever and a day but a loan agreement from a bank for the remortgage of my 3 bedroom garden flat is due within the next few days. Are you able to recommend a cheap remortgage conveyancing practitioner in Brixham ?

You are on the wrong site if you are in need of a cheap conveyancing in Brixham. Our aim is to provide excellent value conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by brokers offering £99 conveyancing in Brixham.At best, in going for cheap conveyancing, you will end up with what you pay for and at worst you will end up paying a lot in additional fee and still not receive the service required.