I am obtaining a offer of a home loan from Halifax. I would like to employ the services of a Licensed Conveyancer in Dartmouth. Does the Halifax Conveyancing panel include Licensed Conveyancers?

The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

In what way does my ID and proof of funds have anything to do with my conveyancing in Dartmouth? Why is this being asked of me?

Dartmouth conveyancing solicitors as well as nationwide property lawyers throughout the UK have an obligation under Anti-terror and anti-money-laundering rules to check the identity of any client in order to ensure that clients are who they say they are.

Conveyancing clients are required to disclose two forms of certified ID; proof of identity (typically a Passport or Driving Licence) and evidence of address (usually a Bank Statement no more than three months).

Confirmation of the origin of monies is also necessary in accordance with the money laundering regulations as lawyers have a duty to ensure that the funds you are using to acquire a property (be it the exchange deposit or the full purchase amount where you are a cash purchaser) has originated from legitimate source (such as an inheritance) rather than the fruits of illegitimate activity.

I require fast conveyancing in Dartmouth as I have an ultimatum to exchange contracts within one month. A home loan is not required. Can I avoid the conveyancing searches to save money and time?

If.Given you are are a mortgage free purchaser you are at free not to have searches carried out although no lawyer would suggest that you don't. With plenty of history conveyancing in Dartmouth the following are examples of what can arise and adversely impact the marketability of the property: Enforcement Notices, Outstanding Charges, Outstanding Grants, Road Schemes,...

Are there restrictive covenants that are commonly picked up during conveyancing in Dartmouth?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Dartmouth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am looking for a leasehold apartment up to £305k and found one near me in Dartmouth I like with open areas and transport links nearby, however it only has 51 remaining years left on the lease. I can't really find anything else in Dartmouth suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you require a mortgage the remaining unexpired lease term may be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.