I have just been advised by my IFA that my Burnham On Crouch solicitor is not on the bank Solicitor panel. How can I check?

The sensible course of action for you to take is to contact your Burnham On Crouch lawyer directly. You lawyer should inform you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.

We are aiming to move home in March. Will my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you recommend a removal company in Burnham On Crouch. Conveyancing lawyer was found before I stumbled across this website.

On the afternoon of completion you will need to collect the keys from the estate agent but this should only be done when the sellers lawyers advise the agent that they acknowledge receipt of the completion payment and the keys can be collected. Subsequently you can advise the removal company that you are ready to move in. We are not in a position to recommend a particular removal organisation but can assist you in choosing a residential property solicitor in Burnham On Crouch or a solicitor with expertise in conveyancing in Burnham On Crouch.

I am the sole beneficiary of my late grandmother’s estate with all property in now in my sole name, including the my former home in Burnham On Crouch. The Burnham On Crouch property was put into my name in November. I plan to dispose of the property. I do know about the Mortgage Lenders 6 month 'rule', which means that my proprietorship may be treated the same way as if I'd bought the house in November. Will no one buy the property for half a year?

The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How sensible a view mortgage companies take of it, depend on the mortgage company as this provision principally exists to capture the purchase and immediately sell or the quick reselling of properties.

We are getting a further advance on our mortgage from Bank of Ireland as we want to carry out improvements to our house in Burnham On Crouch. Do we need to choose a local Burnham On Crouch solicitor on the Bank of Ireland conveyancing panel to handle the paperwork?

Bank of Ireland would not normally require a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland conveyancing panel.

I am looking for a flat up to £235,500 and found one close by in Burnham On Crouch I like with amenity areas and railway links nearby, however it's only got 52 years unexpired on the lease. I can't really find anything else in Burnham On Crouch in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you require a home loan the remaining unexpired lease term will likely be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least 2 years you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this.

I am in need of some leasehold conveyancing in Burnham On Crouch. Before diving in I would like to find out the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and almost all are in Burnham On Crouch - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Burnham On Crouch - Examples of Queries before Purchasing

How many years are left on the lease? Be sure to find out if the the lease includes any unreasonable restrictions in the lease. By way of example plenty of leases prohibit pets being permitted in in a block in Burnham On Crouch. If you love the propertyin Burnham On Crouch yet your dog is not allowed to move with you then you will be faced difficult decision.

I pay a service charge for my property in Burnham On Crouch. Due to losing my job and other issues I fell into arrears with remittance. The management company agreed a payment schedule but there remains approximately £2000 outstanding at the current time.

I am under pressure to sell and I am worried this can hold me back if I have to discharge the amount due in advance. I'd like to sell up and then pay them back with the completion monies - is this possible?

You should speak with the lawyer dealing with your Burnham On Crouch conveyancing but one option may be to arrange for the arrears to be attributed to the buyers. The purchase price they pay would be adjusted to reflect the amount of debt they assume. They could then deal with the fees following completion of the sale.