My financial adviser requires my Burnham On Crouch lawyer’ panel reference for the Santander conveyancing panel. Can you suggest how I find this out. I have e-mailed my local Burnham On Crouch office but they have not responded to me.

You are best placed to get this information from your Burnham On Crouch solicitor . Most Burnham On Crouch law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.

Would the conveyancing solicitors that you recommend conduct conveyancing in Burnham On Crouch by way of an attended exchange?

There are a few conveyancing experts who can conduct personalised exchanges. Please call us to get a conveyancing quote and details as to dates.

Due to the advice of my in-laws I had a survey completed on a house in Burnham On Crouch in advance of instructing solicitors. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some banks will not issue a mortgage on such a property.

It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you call us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Burnham On Crouch. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Burnham On Crouch to see if the conveyancing costs will increase in light of this.

I today plan to offer on a house that seems to be perfect, at a great figure which is making it more attractive. I have since discovered that it's a leasehold as opposed to freehold. I am assuming that there are issues buying a leasehold house in Burnham On Crouch. Conveyancing solicitors have are soon to be appointed. Will my lawyers set out the risks of buying a leasehold house in Burnham On Crouch ?

Most houses in Burnham On Crouch are freehold and not leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are purchasing in Burnham On Crouch so you should seriously consider looking for a Burnham On Crouch conveyancing practitioner and check that they are used to dealing with leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example obtaining the landlord’spermission to carry out changes to the property. It may be necessary to pay a service charge towards the maintenance of the communal areas where the property is part of an estate. Your solicitor will advise you fully on all the issues.

Leasehold Conveyancing in Burnham On Crouch - Examples of Questions you should ask Prior to buying

Is the freehold reversion owned jointly by the tenants? The majority of Burnham On Crouch leasehold apartments will have a service bill for the upkeep of the building invoiced on behalf of the freeholder. Should you buy the flat you will have to pay this liability, normally in instalments during the year. This could vary from several hundred pounds to thousands of pounds for large purpose-built blocks. There will also be a rentcharge for you to pay yearly, this is usually not a significant amount, say about £25-£75 but you should to check it because occasionally it could be surprisingly expensive. Are there any major works in the planning that will add a premium to the service costs?

I'm purchasing a property in Burnham On Crouch. I have found my conveyancer's company on the CLC list, but I can't locate my conveyancer's name on the list. Should I be concerned?

Not all staff in the company must be listed by the regulator. As long there is a manager qualified to 'oversee' the work, the actual day-to-day activity can be undertaken by unqualified staff.