AssumingI was to acquire a straightforward propertyin Maldon mortgage fee and dispense with a survey and no conveyancing searches how much would I expect to to save on my conveyancing in Maldon?

The sole reduction in fees you would make on is the costs for searches. The lawyer still be obliged to do everything else - money laundering, communicating with the sellers property lawyer, stamp duty submission, register the title etc. A marginal saving might be made by not having to register a charge but it will not be significant.

Will my conveyancer be raising questions regarding flooding as part of the conveyancing in Maldon.

The risk of flooding is if increasing concern for conveyancers carrying out conveyancing in Maldon. There are those who purchase a house in Maldon, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the premises. There are steps that can be taken during the course of a property purchase to forewarn the buyer.

Lawyers are not qualified to offer advice on flood risk, but there are a numerous searches that can be carried out by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in Maldon. The standard completed inquiry forms supplied to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) incorporates a standard inquiry of the seller to find out if the premises has suffered from flooding. If the premises has been flooded in past and is not notified by the seller, then a buyer may issue a legal claim for losses as a result of such an incorrect answer. The purchaser’s conveyancers should also conduct an environmental report. This will reveal if there is a recorded flood risk. If so, additional investigations will need to be carried out.

Due to the guidance of my in-laws I had a survey completed on a property in Maldon in advance of instructing solicitors. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some banks may refuse to give a mortgage on a flying freehold property.

It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Maldon. Conveyancing will be smoother if you use a solicitor in Maldon especially if they regularly deal with such properties in Maldon.

How does the Landlord & Tenant Act 1954 affect my commercial offices in Maldon and how can your lawyers assist?

The particular law that you refer to affords a safeguard to business lessees, giving them the a statutory right to make a request to court for a continuation of occupancy when the lease reaches an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing practices who use the act for protection and handle your commercial conveyancing in Maldon

There are only 72 years left on my flat in Maldon. I am keen to extend my lease but my landlord is missing. What should I do?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. However, you will be required to prove that you have used your best endeavours to find the landlord. For most situations a specialist may be useful to try and locate and to produce an expert document which can be used as evidence that the freeholder is indeed missing. It is advisable to get professional help from a solicitor in relation to investigating the landlord’s absence and the vesting order request to the County Court covering Maldon.

Maldon Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing

How long is the Lease? How many of the leaseholders are in arrears for their maintenance charge payments?