It is 10 years ago since I bought my home in Calverton. Conveyancing solicitors have now been instructed on the sale but I am unable to find my deeds. Is this a problem?

Don’t worry too much. Firstly the deeds may be retained by your lender or they could be in the possession of the conveyancers who acted in your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in Calverton involves registered property but in the rare situation where your home is unregistered it adds to the complexity but is not insurmountable.

My bank has recommended solicitors on their panel based in Calverton but I would rather instruct a conveyancing lawyer in Calverton local to me. Can you help?

The minority of Calverton conveyancing practices are approved and listed on all banks conveyancing panel. Use our find an approved solicitor tool to choose a Calverton conveyancing solicitor on the on the mortgage company panel.

I am looking for a leasehold apartment up to £235,500 and found one round the corner in Calverton I like with a park and railway links nearby, the downside is that it's only got 52 years on the lease. There is not much else in Calverton in this price bracket, so just wondered if I would be making a mistake buying a short lease?

If you require a home loan the remaining unexpired lease term will be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.

Taking into account that I will soon part with over three hundred thousand on a property in Calverton I wish to have a conversation with the solicitor concerning thehouse move ahead of giving the go ahead to the firm. Is this something that you can arrange?

We could not agree more - we would be pleased to talk to you we do not take any clients on without you liaising with the conveyancer who will be conducting your property ownership legalities in Calverton.There is no ‘factory style conveyancing’ - each client is an important person, not a file number. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Calverton should be the amount on the final invoice that you end up paying.

I only have Fifty years unexpired on my flat in Calverton. I now wish to get lease extension but my freeholder is absent. What options are available to me?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. However, you will be required to prove that you or your lawyers have done all that could be expected to locate the landlord. For most situations an enquiry agent may be helpful to try and locate and prepare an expert document which can be used as proof that the landlord can not be located. It is advisable to get professional help from a property lawyer both on devolving into the landlord’s disappearance and the application to the County Court covering Calverton.

I acquired a ground floor flat in Calverton, conveyancing having been completed April 1995. How much will my lease extension cost? Comparable flats in Calverton with a long lease are worth £171,000. The ground rent is £50 levied per year. The lease expires on 21st October 2104

With only 79 years unexpired we estimate the price of your lease extension to span between £8,600 and £9,800 plus professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action based on this information without first getting professional advice.