Recently been in touch with my conveyancing solicitor in Camberwell who completed the legal work 18 months ago requesting a conveyancing estimate based on an identical type of house move (a leasehold property and a freehold property) of similar values with a home loan from Barnsley Building Society. I am now being quoted double. Should I look for an alternative conveyancer?

The costs illustration is slightly on the steep side. If you you were to look around you might trim some of the cost by as much as a hundred pounds. On the other hand, if you were satisfied with the assistance the firm provided you couldcome to regret choosing an an unknown lawyer. Don't forget to be sure that the solicitor can also act for Barnsley Building Society. Do utilise our search tool to find a Camberwell conveyancing firm on the Barnsley Building Society conveyancing panel, which can often include conveyancing solicitors in Camberwell.

My father pointed out to me me that in buying a property in Camberwell there could be various restrictions as to what one can do in terms of external alterations to a property. Is this right?

There are anumerous of properties in Camberwell which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Camberwell should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

The mortgage over my property is with Lloyds for my property in Camberwell. Conveyancing has been completed 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Lloyds?

Your original mortgage agreement with Lloyds will provide that you need their approval before renting your property as this is likely to be a breach of Lloyds’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel firm.

I recently had an offer agreed on a house in Camberwell. My financial adviser pressured me to appoint their property lawyer. I paid an upfront payment of £225. Soon after, the property lawyer contacted me sheepishly admitting that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

The estate agent has sent us the confirmation of our purchase of a new build flat in Camberwell. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Camberwell

If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are surveyor prepared.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Camberwell is the location of the property. What do you suggest?

Flying freeholds in Camberwell are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Camberwell you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Camberwell may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am 17 days into a residential purchase having been recommend to solicitors by the selling agent to perform conveyancing in Camberwell. I am not happy. Could you help me find new conveyancers?

They would have to be really poor to suggest changing them. Has your loan offer been issued? In the event that it has you need to inform them of the replacement conveyancer and ensure the offer are re-issued. Your new conveyancer should be on the lenders approved list to avoid added charges and complications. So that should be your first question of the new lawyers. Our search tool can help you find a bank approved lawyer for your conveyancing in Camberwell