We were about to choose a conveyancing solicitor in Brixton found using your comparison tool but have come across some other estimates on the internet appear cheaper – why is this?
One can find hundreds of solicitors offering theoretically looks to be cut price. We suggest that you think long and hard about how much you respect your own move to you are willing to be penny wise pound foolish with regard to the standard of the legal work. Many of them accentuate a budget fee as a headline but hide supplemental fees in the small print..
I am due to move house in December. Does my conveyancing solicitor update the removal company on the completion day. Incidentally, can you recommend a removal company in Brixton. Conveyancing firm was chosen prior to coming across your website.
On the afternoon of completion you can collect the house keys from your property agent however this can only be done when the previous owners solicitors confirm to the agent that they have the completion monies and the keys can be passed over. After that you can tell the removal company that they can start moving you in. We are not in a position to recommend a specific removal company but can assist you in locating a conveyancing in Brixton or a legal practice that specialises in conveyancing in Brixton.
It is not clear whether my bank requires a lease extension. I have called into my local Brixton bank branch on numerous occasions and was told they are content with the situation and they will lend. My Brixton conveyancing solicitor - who is on the mortgage company conveyancing panel- called to say that they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.
Your conveyancing practitioner must comply with the CML Handbook section two provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Kent Reliance have agreed my home loan in principle, my offer on a property in Brixton has been accepted, what are the next steps?
Your estate agent will want to be advised as to your lawyer's details (ensure that the solicitors are on the lender’s panel). Contact Kent Reliance or your financial adviser and complete any relevant forms. Kent Reliance will appoint a valuer who will get in touch with the selling agent or owners to schedule a slot for the valuation to take place. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Kent Reliance will send the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Brixton.
I have justbeen informed that Stirling Law have closed. They conducted my conveyancing in Brixton for a purchase of a leasehold flat 12 months ago. How can I establish that the property is in my name in the name of the former proprietor?
The quickest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Brixton conveyancing specialists.
I'm buying my first flat in Brixton with the aid of help to buy. The sellers would not budge the amount so I negotiated £7000 of extras instead. The estate agent told me not disclose to my conveyancer about the extras as it would jeopardize my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
When it comes to my conveyancing in Brixton should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Brixton conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the lawyer's time in submitting the funds this way.