Souldappointing a Cardigan conveyancing solicitor make my purchase more efficient?

On the whole conveyancing practitioners in your neck of the woods will have strong connections with your local authority, which could help with the Cardigan conveyancing searches that your conveyancer will require on your transaction. It can only be a plus if they have existing rapport with the Local Land Registry Office your area Cardigan, other property lawyers in the neighbourhood and Cardigan Estate Agents.

The Cardigan conveyancing firm handling our Cardigan conveyancing has identified an inconsistency when comparing the surveyor’s assumptions in the valuation report and what is in the legal papers for the property. My lawyer informs me that he needs to check that the lender is OK with this discrepancy and is still content to lend. Is my conveyancer’s stance correct?

Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Cardigan is where the house is located. Can you offer any advice?

Flying freeholds in Cardigan are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cardigan you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cardigan may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Should I appoint a Cardigan conveyancing lawyer based in the vicinity that I am hoping to buy? I have an old university friend who can conduct the legal formalities however his firm is located 300miles drive away.

The primary upside of using a high street Cardigan conveyancing firm is that you can visit the firm to sign paperwork, present your identification documents and pester them if necessary. They will also have local intelligence which is a plus. That being said it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and they were impressed that should outweigh using an unknown Cardigan conveyancing solicitor just because they are round the corner.

Do I cancel my mortgage payments with Skipton once a completion date for my sale in Cardigan has been agreed?

You would be well advised to keep meeting any mortgage sums to Skipton pending the mortgage being discharged on completion as part of your Cardigan conveyancing.