Can your site be used to find a Conveyancing solicitor in Catford even if I’m not buying or disposing of a house, for instance where I want to buy a shop in Catford with a mortgage from The Mortgage Works?

The service is mainly there to find residential conveyancing solicitors in Catford but we have listed towards the end of this page a selection of Catford commercial conveyancing firms. You should make contact with the solicitors directly to check if they can also act for The Mortgage Works

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Catford. My lender is Virgin

Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/11/2024, the requirements read as follows :

is it true that all Catford solicitors on the Virgin Money conveyancing panel are regulated by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Virgin Money conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. Many mortgage companies do permit licenced conveyancers on their panel in which case such organisation would be governed by the Council of Licensed Conveyancers.

I am due to exchange contracts on my house. I had a double glazing fitted in May 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Clydesdale are being difficult. The Catford solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?

It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

My offer was accepted on a property in Catford on 16/9/2024, valuation was booked 3 days later, all came back fine. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Can the lender hold off the offer?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.

Just acquired a semi-detached house in Catford , how long should it take for the Land Registry to register my proprietorship? My Catford conveyancing solicitor has been painfully slow, so I want to be sure that my name is recorded.

There is nothing unique when it comes to conveyancing in Catford registration formalities. Rather than based on location, timescales can differ according to the party submitting the application, whether there are errors and if the Land registry communicate with any third parties. At present in the region of 80% of submission are fully dealt with within two weeks but some can be subject to longer hold-ups. Historically registration occurs once the buyer has moved in to the property thus an expedited registration is not always top priority but where it is urgent that the the registration takes place urgently then you or your conveyancer can speak with the land registry and explain the circumstances.

I own a first floor flat in Catford. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium payable for a lease extension?

if there is a missing landlord or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to judgment on the price.

An example of a Freehold Enfranchisement matter before the tribunal for a Catford premises is 44 Elmer Road in January 2013. The Tribunal dacied that amount to be paid by the Leaseholders for the Landlords freehold reversion was £12,951 as at the valuation date (20" September 2012).This matter was referred back to the Bromley County Court to deal with costs, fees and any other outstanding matters. This case related to 2 flats. The remaining number of years on the lease was 74.25 years.

Are there common problems that you witness in leases for Catford properties?

There is nothing unique about leasehold conveyancing in Catford. All leases are unique and drafting errors can result in certain clauses are not included. For example, if your lease is missing any of the following, it could be defective:

Insurance obligations Repairing obligations to or maintain parts of the building

You may have difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Birmingham Midshires, Virgin Money, and Nottingham Building Society all have express requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, forcing the buyer to withdraw.