I own a freehold property in Cherry Burton but nevertheless charged rent, why is this and what is this?

It is rare for properties in Cherry Burton and has limited impact for conveyancing in Cherry Burton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges from 1977 onwards.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.

I am planning to move property in January. Will my conveyancing solicitor call the removal company on the completion day. On a separate note, can you suggest a removal company in Cherry Burton. Conveyancing solicitor was organised before I stumbled across your page.

On the afternoon of completion you can collect the house keys from the estate agent but this can only be done when the vendors solicitors inform the agent that the monies to complete are in and the keys can be passed over. After that you should inform the removal men that they can start moving you in. We are not in a position to recommend a specific removal company but can help you locate a residential property solicitor in Cherry Burton or a legal practice with expertise in conveyancing in Cherry Burton.

The mortgage over my property is with Barclays for my property in Cherry Burton. Conveyancing has been completed 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Barclays?

Barclays must be informed of your intention prior to renting your property as this is likely to be a breach of Barclays’s mortgage conditions. It may be that Barclays will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. It should not be necessary to do this via a Barclays conveyancing panel firm.

It is unclear whether my lender requires a lease extension. I have telephoned my Cherry Burton bank branch on various occasions and was told it wasn't an issue and they will lend. My Cherry Burton conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. I simply don't know who is right.

Provided that the property lawyer is on the lender approved list, she or he must follow the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.

A friend advised me that where I am purchasing in Cherry Burton I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is sometimes included in the estimate for your Cherry Burton conveyancing searches. It is not a small report of more than thirty pages, listing and detailing significant information about Cherry Burton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Cherry Burton Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data about Cherry Burton.

Are there restrictive covenants that are commonly identified as part of conveyancing in Cherry Burton?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Cherry Burton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I need to find a conveyancing solicitor for my conveyancing in Cherry Burton. I've stumble across a web site which seems to have the ideal offering If it is possible to get all formalities done via web that would be preferable. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?