Can your site be used to locate a Conveyancing solicitor in Chesham even where I’m not purchasing or selling a house, for example if I intend to acquire a shop in Chesham with a mortgage from Virgin Money?

The service is primarily there to help choose residential conveyancing solicitors in Chesham but we have recorded towards the end of this page a selection of Chesham commercial conveyancing firms. You should speak with the solicitors directly to see if they are also authorised to represent Virgin Money

We're in Chesham, First time buyers purchasing with a mortgage (lender is TSB , and our lawyer is on the TSB conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the TSB conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

We are purchasing a property and the lawyer has raised the issue of Chancel Repair for which the property could be obligated to contribute to given it’s proximity to the area of such a church. He has mentioned insurance. Is this strictly required for conveyancing in Chesham

Unless a previous acquisition of the premises took place post 12 October 2013 you could assume that solicitors conducting conveyancing in Chesham to remain encouraging a chancel search and or insurance against a claim.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Chesham is the location of the property. Can you shed any light on this issue?

Flying freeholds in Chesham are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chesham you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chesham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Planning to complete next month on a basement flat in Chesham. Conveyancing lawyers inform me that they report fully next week. What should I be looking out for?

Your report on title for your leasehold conveyancing in Chesham should include some of the following:

You should be sent a copy of the lease The landlord’s rights to access the flat. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. specifics of the parties to the lease, for instance these could be the leaseholder, superior lessor, landlord Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? How long the lease is. You should receive guidance as what happens when the lease expires, and aware of the importance of not letting the lease term falling below eighty years

I invested in buying a studio flat in Chesham, conveyancing was carried out May 2004. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent properties in Chesham with a long lease are worth £222,000. The ground rent is £50 invoiced annually. The lease expires on 21st October 2096

You have 71 years left to run we estimate the price of your lease extension to range between £9,500 and £11,000 plus professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive due diligence. You should not use this information in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first seeking the advice of a professional.