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Find a Aston Clinton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Aston Clinton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Aston Clinton home move at risk of delay or failure.

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Recently asked questions about conveyancing in Aston Clinton

As I am unsure how the conveyancing bit works what is the most important advice you can impart regarding purchase conveyancing in Aston Clinton?

You may not hear this from too many lawyers but conveyancing in Aston Clinton and elsewhere in England and Wales is an adversarial process. In other words, when it comes to conveyancing there is lots of room for conflict between you and other parties involved in the legal transfer of property. For example, the vendor, estate agent and even potentially your lender. Selecting a solicitor for your conveyancing in Aston Clinton is a critical decision as your conveyancer is your adviser, and is the ONLY person in the process whose role it is to protect your best interests and to protect you.

There is a distinct emergence of a "blame" culture- someone has to be at fault for the process being so protracted. You your first instinct should be to trust your lawyer ahead of the other parties in the conveyancing process.

is it true that all Aston Clinton solicitor practices on the Aldermore conveyancing panel are regulated by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the Aldermore approved list of solicitors they would need to be overseen by the SRA. Many banks do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers.

I am currently in the process of buying my council flat in Aston Clinton. I have a mortgage agreed with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.

Yorkshire BS have agreed my mortgage in principle, my offer on a apartment in Aston Clinton has been agreed to, what happens next?

The estate agent will need to be advised as to your conveyancer's details (make sure the lawyers are on the bank’s approved list). Call up Yorkshire BS or the broker and finish off any outstanding paperwork. Yorkshire BS will sellect a valuer who will get in contact with the selling agent or seller to book a slot for the valuation to happen. Once carried out (assuming no problems) it takes approximately a fortnight to receive the mortgage offer. Yorkshire BS will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Aston Clinton.

Do I need to take out insurance to address the risk of chancel repairs when buying a residence in Aston Clinton?

Unless a previous purchase of the property took place after 12 October 2013 you could assume that solicitors conducting conveyancing in Aston Clinton to continue to suggest a chancel search and or insurance against a claim.

I opted to have a survey done on a property in Aston Clinton in advance of instructing conveyancers. I have been advised that there is a flying freehold aspect to the house. My surveyor advised that some banks tend not give a mortgage on such a home.

It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Aston Clinton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Aston Clinton to see if the conveyancing will be more expensive.

For various reasons I cannot attend my Aston Clinton conveyancing practitioners office to execute documents connected to my conveyancing in Aston Clinton – will this be problematic?

No. Aston Clinton conveyancing lawyers can deal with conveyancing transactions for clients across the country. You are unlikely to be required to meet your lawyer in the flesh at a Aston Clinton conveyancers office. They can undertake everything via phone, post and email - whatever works for you.

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Find out more about how flying freehold can affect your the value of a property.