Can you explain why leasehold purchase conveyancing in Childs Hill is more expensive?

In short, leasehold conveyancing in Childs Hill and elsewhere usually involve extra work compared to freehold conveyancing. This includes reviewing the lease, corresponding with the landlord concerning the service of appropriate notices, procuring up-to-date service charge and management information, procuring the freeholder’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – no matter how many different leaseholders have owned the lease since it was first granted.

We have agreed to purchase a house in Childs Hill. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?

Given that your lender is UBS your lawyer must follow the formal instructions contained in Section 2 of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook includes minimum conditions for solar panel roof-space leases, and solicitors are required to report to UBS where a lease does not comply with these requirements. The provisions relate to the installation of panels on properties countrywide and is not isolated to Childs Hill.

I have paid off my mortgage with TSB. I assume I don't need a Childs Hill conveyancer on the TSB panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where TSB has sent the Land Registry the discharge electronically, and
3. TSB has instructed the Land Registry to do so

I am selling my flat. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Yorkshire BS are being a right pain. The Childs Hill solicitor who is on the Yorkshire BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?

It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Should commercial conveyancing searches disclose impending roadworks that may impact a commercial estate in Childs Hill?

Many commercial conveyancing solicitors in Childs Hill will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Childs Hill. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Childs Hill.

For every commercial conveyancing transaction in Childs Hill it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could result in delays to Childs Hill commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Childs Hill.

Am I right to be wary that third parties that I am dealing with are encouraging me to use an internet conveyancing firm as opposed to a High Street Childs Hill conveyancing practice?

As with lots of service providers, often recommendations from family and friends can be worth their weight in gold. Yet there are many players in a conveyancing matter; estate agents, financial adviser and lenders may suggest lawyers to use. On occasion the solicitors might be known to one of the organisations as being good in their field, but occasionally there behind the scenes commercial relationship behind the recommendation. You are at liberty to appoint your preferred conveyancer. However, bear in mind that the majority of mortgage providers operate an approved list of law firms you are obliged to use for the mortgage related work in your transaction.

The conveyancing solicitors carrying out our conveyancing in Childs Hill has sent papers to review that state the property is unregistered with epitome documents. How can it be that the property not currently recorded at HM Land Regsitry?

Most property in Childs Hill is registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Plenty of Childs Hill conveyancing lawyers should be familiar with such matters but where uncertainty reigns the standard proposition nowadays appears to be for the current owners to address the registration formalities first and subsequently sell - this no doubt result in a protracted transaction.