At what point can the exchange of contracts take place for sale conveyancing in Childs Hill and do I need to be at the solicitors office?

Where you are local to one of the conveyancing solicitors in Childs Hill you are welcome to come in to sign documents. However, the lender approved solicitors we recommend provide countrywide coverage for conveyancing and give just as comprehensive and professional a job for you when communicating with you digitally. The executing of the contract is not when everything is set in stone. Signing on the dotted line is just a prerequisite for the solicitor to officially exchange at the suitable time, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Childs Hill)to be in the office available at the end of the phone to exchange contracts.

Do I need to attend the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Childs Hill so that I can pop in to their offices if required.

These days conveyancing panel lawyers for lenders conduct their work via the post, e-mail or over phone calls. This means that they can undertake the conveyancing transaction regardless of where you live in England or Wales. That being said you can check if you can still book an appointment to visit conveyancing lawyer if needed.

I have been told by my solicitor that absentee landlord insurance is required on my purchase. What is the level of cover for Childs Hill conveyancing?

The right level of absentee landlord indemnity insurance should be dictated by who who your lender is. It would differ for example between Yorkshire Building Society and Barnsley Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.

When it comes to mortgage companies such as Coventry BS, do Childs Hill lawyers face a yearly amount to be on the list of approved solicitors?

We are not aware of any bank fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.

I have instructed a Childs Hill conveyancing practitioner having checked that they are on the Santander conveyancing panel. Does my lawyer arrange the survey of the property?

Santander will need an independent valuation of the property. Your lawyer will not arrange this. Usually Santander will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Childs Hill postcode. As you are getting a mortgage with Santander, you could contact them to see if they have a list of approved surveyors in Childs Hill.

I have todaydiscovered that Wolstenholmes have been shut down. They carried out my conveyancing in Childs Hill for a purchase of a leasehold flat 10 months ago. How can I establish that my home is in my name in the name of the former proprietor?

The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Childs Hill conveyancing specialists.

If instructed can a conveyancer remove a person from the title of my property in Childs Hill ?

Subtracting or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a property lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner