I am helping my niece sell her property in West Hampstead. Will the solicitor arrange an EPC or it is for me to see to?

Following the demise of Home Information Packs, energy performance certificates was maintained a compulsory element of selling a house. An EPC needs to be commissioned before the property is marketed. It is not as aspect of the sale process that law firms ordinarily arrange. Where you are instructing a West Hampstead conveyancing practitioner they might be willing to arrange energy assessments due to their contacts with long established local accredited person

Nationwide have agreed my home loan in principle, my bid on a flat in West Hampstead has been accepted, what are the next steps?

Your estate agent will need to be informed of your solicitor's details (ensure that the conveyancers are on the bank’s panel). Contact Nationwide or the financial adviser and finish off any appropriate paperwork. Nationwide will sellect a valuer who will get in contact with the selling agent or vendor to schedule an appointment. Once conducted (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Nationwide will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in West Hampstead.

Our sealed bid on a property in West Hampstead has been agreed to, but there is a chain. The sellers have offered on a flat, however it’s not yet tied up, and are looking at other properties in the pipeline. I have selected a nearby conveyancing solicitor in West Hampstead. What should be my next step? When do I get the mortgage application with Clydesdale going?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of £1k, then valuation, West Hampstead conveyancing search fees, etc). The first thing to do is ensure that your conveyancer is on the Clydesdale approved list. Regarding the subsequent phase this very much dictated by the specifics of your transaction, desire for the property and on the state of the market. In a rising market many home buyers would apply for the mortgage with Clydesdale and pay for the valuation and only if it comes back ok would they pay their conveyancer to press on with searches.

I understand that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a residence in West Hampstead? or I am told that there is a law dating back centuries that means some owners of property residing in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this applicable for conveyancing in West Hampstead?

Unless a prior acquisition of the house took place after 12 October 2013 you could assume that solicitors carrying out conveyancing in West Hampstead to continue to propose a a chancel search and or insurance against a claim.

I used Stirling Law several years ago for my conveyancing in West Hampstead. Now, I need the files however the law firm is no longer operating. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in West Hampstead of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am purchasing my first flat in West Hampstead with a loan from Halifax. The sellers refused to budge the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep suggested that I not disclose to my solicitor about this deal as it will affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I need to find a conveyancing solicitor for some conveyancing in West Hampstead. I have stumble across a site which looks to be the ideal answer If it is possible to get all the legals done via phone that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?