Much to our surprise we have been told by our IFA that my Cholsey solicitor is not on the lender Solicitor panel. What can I do to be sure whether this is correct?
The first thing you need to do is to call your Cholsey conveyancer. You lawyer should notify you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
We are planning on selling our house in Cholsey and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any high street Cholsey lawyer would know that there is no such problem. For the life of me I don't know why the purchasers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in Cholsey. Having lived in Cholsey for three years we know that this is a non issue. Should we get in touch with our local Authority to obtain clarification that there is no issue.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Over the last few months I have been searching for a flat up to £195,000 and found one round the corner in Cholsey I like with open areas and transport links in the vicinity, however it's only got 52 years unexpired on the lease. I can't really find anything else in Cholsey suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a mortgage that many years will be an issue. Reduce the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of 2 years you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.
I am looking to sell my home. My previous solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Cholsey if that affects matters.
You should use our search tool to help you choose a solicitor for your conveyancing in Cholsey. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
Is it best to choose a Cholsey conveyancing solicitor who is local to the property I am purchasing? I have an old university friend who can perform the legal formalities however his firm is located 400miles drive away.
The primary upside of using a high street Cholsey conveyancing practice is that you can visit the firm to execute paperwork, present your identification documents and apply pressure on them if necessary. Having local Cholsey know how is a plus. That being said it's more important to get someone that will pull out all the stops for you. If you know people who used your friend and the majority were happy that must trump using an unknown Cholsey conveyancing solicitor solely due to them being based in the area.