It is a dozen years since I purchased my property in Dorchester On Thames. Conveyancing solicitors have just been instructed on the sale but I am unable to find the title documents. Will this cause complications?

You need not be too concerned. Firstly the deeds may be with your lender or they may still be with the solicitor who handled the purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Dorchester On Thames involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.

What happens if my solicitor is removed from the Virgin Money Solicitor panel ahead of completing my conveyancing in Dorchester On Thames?

First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

We are purchasing a house and the solicitor has mentioned Chancel Repair to which the property may be liable given it’s proximity to the area of such a church. She has suggested insurance. Is this strictly warranted for conveyancing in Dorchester On Thames

Unless a previous purchase of the property completed post 12 October 2013 you could expect lawyers conducting conveyancing in Dorchester On Thames to remain recommending a chancel search and or chancel repair liability policy.

What tools are available to search for a Dorchester On Thames solicitor on the Norwich and Peterborough Building Society conveyancing panel? I drive a motor bike and am willing to travel upto 25miles to meet the lawyer.

Feel free to make use of the tool on this website. Please select a mortgage company and your location and you will see a number of Dorchester On Thames conveyancing lawyers locally. We have detailed some Dorchester On Thames conveyancing firms towards the end of this page and you can ring them to see if they are on the Norwich and Peterborough Building Society approved list

I today plan to offer on a house that seems to meet my requirements, at a great price which is making it more attractive. I have since been informed that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns buying a leasehold house in Dorchester On Thames. Conveyancing advisers have not yet been instructed. Will my lawyers set out the risks of buying a leasehold house in Dorchester On Thames ?

The majority of houses in Dorchester On Thames are freehold and not leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. It is clear that you are buying in Dorchester On Thames so you should seriously consider looking for a Dorchester On Thames conveyancing solicitor and check that they are used to advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want with the house. The lease will likely included provisions such as obtaining the landlord’spermission to conduct alterations. You may also be required to pay a maintenance charge towards the maintenance of the estate where the property is part of an estate. Your conveyancer will report to you on the legal implications.

I own a 2 bed flat in Dorchester On Thames, conveyancing formalities finalised 5 years ago. How much will my lease extension cost? Equivalent properties in Dorchester On Thames with an extended lease are worth £191,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease finishes on 21st October 2079

With only 54 years remaining on your lease we estimate the premium for your lease extension to range between £31,400 and £36,200 as well as costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to advice on the actual costs in the absence of comprehensive investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information without first seeking the advice of a professional.