Me and my partner are due to complete buying a property in Choppington but as a consequence of damage from the recent storms I have was able negotiate recompense from the owner in the sum of three thousand pounds in the form of a adjustment in the price. I had intended this to be dealt with as part of a side agreement yet Skipton will not agree to this. Should they have been notified?

The property lawyer that is on the Skipton approved list is duty bound to disclose to Skipton of any changes to the purchase price. If you prohibit your property lawyer to report the reduction to Skipton then they would have to discontinue acting for you. In addition, Skipton and you would have to appoint a new property lawyer for your conveyancing in Choppington.

We're in Choppington, FTBs purchasing with a mortgage (lender is Co-operative , and our lawyer is on the Co-operative conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Co-operative conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

Is it necessary to pay for insurance to address the risk of chancel repairs when purchasing a house in Choppington?

Unless a prior acquisition of the house took place post 12 October 2013 you may assume that lawyers conducting conveyancing in Choppington to remain recommending a chancel search and or insurance against a claim.

I need to appoint a conveyancing solicitor for residential conveyancing in Choppington. I have discover a web site which looks to be the ideal solution If there is a chance to get all the legals completed via phone that would be preferable. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Can you provide any advice for leasehold conveyancing in Choppington with the aim of speeding up the sale process?

• Much of the delay in leasehold conveyancing in Choppington can be reduced where you instruct lawyers as soon as you market your property and ask them to collate the leasehold information which will be required by the buyers’ representatives.
You believe that you know the number of years remaining on your lease but you should double-check by asking your lawyers. A buyer’s lawyer will not be happy to advise their client to where the remaining number of years is under 75 years. In the circumstances it is essential at an as soon as possible that you identify whether the lease requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale. Some Choppington leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, you should place the estate agents on notice to make sure that the purchasers obtain bank and professional references. The bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their lawyers. If you are supposed to have a share in the freehold, you should make sure that you hold the original share document. Obtaining a duplicate share certificate can be a time consuming formality and frustrates many a Choppington conveyancing transaction. Where a new share is needed, you should approach the company officers or managing agents (if applicable) for this sooner rather than later. In the event that you altered the property did you need the Landlord’s permission? In particular have you installed wooden flooring? Choppington leases often stipulate that internal structural alterations or installing wooden flooring require a licence from the Landlord consenting to such changes. Where you dont have the paperwork in place you should not contact the landlord without contacting your solicitor before hand.

Leasehold Conveyancing in Choppington - A selection of Queries before buying

How long is the Lease? How much is the service charge and ground rent on the apartment? This question is important as a) areas can result in problems in the building as the common areas may start to deteriorate where repairs remain unpaid b) if the leasehold owners have a dispute with the managing agents you will need to know about it