It may have been a long time coming a mortgage agreement from Nationwide for the remortgage of my 3 room maisonette is expected by the end of next week. Can you recommend a cheap conveyancing practitioner in Ashington?

You are on the wrong site if you are seeking a cheap conveyancing in Ashington. Our aim is to provide cost effective conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing brokers teasing you with ninety nine pound conveyancing in Ashington. In your best case scenario, in deciding on low cost conveyancing, you will get your money’s worth and at worst it will result in you with a hefty uplift in additional fees and still not get the service required.

I need some expedited conveyancing in Ashington as I have pressure to exchange contracts inside one month. A mortgage is not required. Can I decline from having conveyancing searches to save money and time?

As you are not getting a home loan you are at liberty not to have searches conducted although no law firm would advise that you don't. With plenty of history conveyancing in Ashington the following are examples of what can show up and therefore affect market value: Refused Planning Applications, Overdue Charges, Outstanding Grants, Road Schemes,...

Just acquired a detached house in Ashington , What is the estimated time for the Land Registry to record the transfer to my name? My Ashington conveyancing solicitor has been very slow, so I want to be certain the land registry aspects are concluded.

As far as conveyancing in Ashington is concerned, registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timescales can differ according to the party submitting the application, whether it is in order and if the Land registry communicate with any 3rd parties. As of today in the region of 80% of submission are completed in less than three weeks but some can be subject to longer hold-ups. Historically registration occurs once the new owner is living at the premises therefore registration formalities is not always top priority but if there is a degree of urgency associated with the registration then you or your solicitor must speak with the land registry and explain the circumstances.

I am purchasing a new build house in Ashington benefiting from help to buy. The developers would not move on the price so I negotiated 6k of additionals instead. The house builders rep told me not to tell my lawyer about this deal as it will affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a flat up to £235,500 and found one close by in Ashington I like with amenity areas and station nearby, however it's only got 61 years unexpired on the lease. There is not much else in Ashington in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a home loan the shortness of the lease may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.