We are about to sign contracts for a ground floor flat in Chulmleigh. We have hit a snag. Our loan offer with Birmingham Midshires expires on 12/2/2025 but the vendors are suggesting a completion date of 14/2/2025. Can one prolong the loan offer?
The person best placed to address this question is your solicitors who is in a position to assess whether they should be discussing with the lender, owner’s lawyers, estate agents or conceivably all parties given what has happend in your transaction to date.
We are looking to buy a house and need a conveyancing solicitor in Chulmleigh who is on the Clydesdale solicitor panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Chulmleigh.
My uncle pointed out to me me that in purchasing a property in Chulmleigh there could be a number of restrictions limiting what one can do in terms of external changes to the property. Is this right?
We are aware of a number of properties in Chulmleigh which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Chulmleigh should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
When it comes to mortgage companies such as Coventry BS, do Chulmleigh solicitors face an annual charge to be on the list of approved solicitors?
We are unaware of any lender fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
We have agreed to purchase a house in Chulmleigh. One unusual aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Kent Reliance your lawyer must check the conveyancing requirements outlined in Part two of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Kent Reliance where a lease fails to meet these specifications. The provisions relate to the installation of panels on properties countrywide and is not isolated to Chulmleigh.
We are buying a house and the lawyer has referenced Chancel Repair for which the house may be obligated to pay as it falls into the area of such a church. He has mentioned insurance. Is this really necessary for conveyancing in Chulmleigh
Unless a prior acquisition of the property took place post 12 October 2013 you can take it that lawyers conducting conveyancing in Chulmleigh to continue to recommend a chancel search and or insurance against a claim.
Myself and my wife have recently had an offer agreed on a apartment and had an appointment on Friday with the Post Office for the mortgage. They warned us that when it comes to selecting a lawyer that if they are not on their approved panel of solicitors then we will have to pay out a further charge of about two hundred pounds. This is because they would then have to instruct a solicitor to act for them in addition to the one we choose to act on our behalf and we assume responsibility for their costs. I have requested the Post Office to supply me with a list so I can request quotes only from their approved solicitors but was told that I need to check with each individual conveyancer to see if they are on the panel. Is there a list online?
Ask the Post Office what their panel criteria is for a solicitor.Then ask the conveyancing practitioner of your choice whether they meet the criteria and have they acted on mortgages for the Post Office previously. Where the answer to those is yes, then just clarify this with the Post Office. Another option is to utilise our search tool and we may be able to find you a lawyer in Chulmleigh on the panel for the Post Office.