I have given 2 months notice to my current landlord and must vacate my let out flat in Umberleigh by 1/5/2025. Conveyancing on my purchase has just started. Can I complete in a couple of weeks as I wish to avoid having to find short term accommodation?
The normal practice is not to provide notice on a rental until your lawyer suggests that you should. If you have not already done so, speak to your solicitor and urge them to they chase the other lawyers, try to an acceptable time-line that everyone will look towards
We are close to exchanging contracts on the sale of our house in Umberleigh and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A high street Umberleigh lawyer would know this is not the case. It does beg the question why the buyers instructed an internet conveyancing outfit as opposed to a conveyancing solicitor in Umberleigh. We have lived in Umberleigh for three years we know that this is a non issue. Should we get in touch with our local Authority to seek clarification that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Me and my brother own a terraced Victorian property in Umberleigh. Conveyancing solicitor represented me and Nottingham Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the matching address. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Umberleigh and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing solicitor who conducted the conveyancing.
Due to the guidance of my in-laws I had a survey completed on a property in Umberleigh before appointing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some lenders will refuse to issue a loan on such a property.
It varies from the lender to lender. Santander has different requirements from Halifax. If you call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Umberleigh. Conveyancing will be smoother if you use a solicitor in Umberleigh especially if they are familiar with such properties in Umberleigh.
I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a reasonable figure which is making it all the more appealing. I have subsequently discovered that it's a leasehold rather than freehold. I am assuming that there are issues purchasing a house with a leasehold title in Umberleigh. Conveyancing lawyers have are soon to be appointed. Will my lawyers set out the implications of buying a leasehold house in Umberleigh ?
The majority of houses in Umberleigh are freehold and not leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in Umberleigh in which case you should be looking for a Umberleigh conveyancing solicitor and be sure that they are used to dealing with leasehold houses. First you will need to check the unexpired lease term. Being a lessee you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example requiring the landlord’spermission to carry out changes to the property. It may be necessary to pay a service charge towards the upkeep of the estate where the property is part of an estate. Your solicitor will report to you on the legal implications.
Leasehold Conveyancing in Umberleigh - Sample of Questions you should ask Prior to Purchasing
-
Make sure you find out if the the lease contains any unreasonable restrictions in the lease. By way of example it is very common in Umberleigh leases that pets are not permitted in certain buildings in Umberleigh. If you love the flatin Umberleigh but your dog can’t move with you then you will be presented with a difficult decision. How many of the leaseholders are in arrears for their service charge payments? Is anyone aware of any major works in the near future that could increase the maintenance fees?