We are a couple about to sign contracts for a leasehold flat in Church Stretton. We encountered a stumbling block. The loan offer with Leeds Building Society runs out on 8/1/2025 but the owners are insisting on a completion date of 10/1/2025. Is it possible to prolong the loan offer?

The best person to address this question is your conveyancer who is in a position to assess whether he or she is better off negotiating with the mortgage broker, seller’s lawyers, property agents or possibly all parties taking into account the history of your house move as of today.

I am selling my home in Church Stretton. Will the solicitor have to be on the Skipton conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Skipton conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

I have todaydiscovered that Wolstenholmes have been shut down. They conducted my conveyancing in Church Stretton for a purchase of a leasehold apartment 10 months ago. How can I check that the property is in my name in the name of the former proprietor?

The quickest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Church Stretton conveyancing specialists.

I am buying a new build house in Church Stretton with the aid of help to buy. The developers refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not reveal to my solicitor about the deal as it would affect my loan with Santander. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Should one remove a deceased person's name from the title register for a house in Church Stretton?

If a Church Stretton property is co-owned and one of the proprietors passes away, their name will not automatically be removed from the title deeds. It is not necessary to remove their name as in the event of a sale your lawyer would simply be asked to supply proof why the co proprietor is not a party to the conveyance, such as a grant of probate.

With a view to making the sale conveyancing smoother for the sale of the property you may apply to have the deceased party removed from the title by applying to HM Land Registry with proof of the death. There is no charge from the Registry for this service.