Can the conveyancing lawyers identified via your search tool perform attended exchange conveyancing in Clacton On Sea?

There are a few conveyancing specialists carrying out one day exchanges. Do contact us to secure a conveyancing quote and details as to dates.

When it comes to lenders such as Bank of Ireland, do Clacton On Sea conveyancers incur a fee to be on the list of approved solicitors?

We are unaware of any lender fees to be on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

I had a mortgage agreed in principle with Lloyds. Clacton On Sea conveyancing practitioners have been appointed. What is the average time that one could expect to receive a mortgage offer from Lloyds?

Some lenders take longer than others. Have Lloyds done the valuation? Have you informed Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

The formalities of my purchase has taken place for my property in Clacton On Sea. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

My partner and I are close to exchanging contracts on the sale of our property in Clacton On Sea and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the buyers used a web based conveyancing practice rather than a conveyancing solicitor in Clacton On Sea. Having lived in Clacton On Sea for many years we know of no issue. Is it a good idea to contact our local Authority to get confirmation that the buyers are looking for.

It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

Just had an offer accepted on a new build apartment in Clacton On Sea. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Clacton On Sea

The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Our lawyer in Clacton On Sea has informed me that he requires identification documents stating that this is part of his legal duty as a solicitor on the mortgage company Solicitor panel. Am I being spun a yarn?

Anti-terror and anti-money-laundering rules require Clacton On Sea conveyancing solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Terms and Conditions that you need to sign will no doubt confirm this. Your lawyer is right that the bank also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with the lender's UK Finance Lenders’ Handbook requirements