I am in the market for a reasonably priced property lawyer. Do I opt for an internet conveyancer rather than a high street Clacton On Sea conveyancing solicitor?

Existing third party relationships is an important consideration when choosing conveyancing lawyers. Clacton On Sea conveyancers enjoy connections with financial advisers and agents, local authorities, valuers and other law firms meaning the whole process is going to be much smoother for you. Having specialist knowledge of the local area is also a plus .

Would the conveyancing practitioners revealed via your ’find a lawyer’ app conduct right to buy conveyancing in Clacton On Sea?

We have identified a variety of conveyancing practitioners carrying out right to buy transactions Please get in touch with the conveyancers listed with a view to get a costs illustration.

It is a dozen years since I bought my home in Clacton On Sea. Conveyancing solicitors have now been instructed on the sale but I am unable to locate the title documents. Will this cause complications?

Don’t worry too much. First there is a possibility that the deeds will be with your lender or they may be archived with the lawyers who oversaw the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. The vast majority of conveyancing in Clacton On Sea involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.

We have a mortgage agreed in principle with Bank of Ireland. Clacton On Sea conveyancing practitioners have been appointed. How long does it take for Bank of Ireland to forward the offer to the lawyer?

Some lenders take longer than others. Have Bank of Ireland done the valuation? Have you advised Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I can not fathom if my bank requires a lease extension. I have called my Clacton On Sea bank branch on various occasions and was told they are content with the situation and they would lend. My Clacton On Sea conveyancing solicitor - who is on the lender conveyancing panel- called to say that they will not lend in accordance with their specific requirements. Who do I believe?

The lawyer has to comply with the CML Handbook Part 2 provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

UBS have agreed my mortgage in principle, my offer on a house in Clacton On Sea has been agreed to, what happens next?

The estate agent will need to know who your solicitors are (be sure the conveyancing practitioners are on the bank’s panel). Contact UBS or your broker and finish off any outstanding paperwork. UBS will sellect a valuer who will get in touch with the estate agent or vendor to arrange a time for the valuation to take place. Once carried out (assuming no problems) it takes approximately a week for the mortgage offer to be issued. UBS will issue the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Clacton On Sea.

Do commercial conveyancing searches reveal planned roadworks that could impact a commercial estate in Clacton On Sea?

Its becoming the norm that commercial conveyancing solicitors in Clacton On Sea will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Clacton On Sea. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Clacton On Sea.

For every commercial conveyancing transaction in Clacton On Sea it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could cause delays to Clacton On Sea commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Clacton On Sea.