I have been recommended a conveyancing solicitor in Cotgrave. I I am struggling to find out if they are on the Halifax conveyancing panel. Can you assist?
The first thing you should do is e-mail the conveyancer and enquire whether they can act for the lender. Alternatively you can call Halifax who may be able to assist.
This question may be naive but I am unexperienced as FTB of a garden flat in Cotgrave. Do I pick up the keys to the premises on completion from my lawyer? If this is the case, I will find a High Street conveyancing solicitor in Cotgrave?
On the day of completion you do not need to go to the conveyancers office in Cotgrave. Conveyancing lawyers for you will electronically transfer the purchase money to the seller's lawyers, and once they have received this, you will be able to pick up the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
Is there a list of Skipton panel conveyancers in Cotgrave on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. A small selection of banks make their panel listings open the public online. Where you are in need of a Cotgrave conveyancing practitioner on the Skipton please make the most of our facility.
Last month we had a mortgage agreed in principle with Lloyds. Cotgrave conveyancing solicitors were instructed. What is the average time that one could expect to receive a mortgage offer from Lloyds?
Some lenders take longer than others. Have Lloyds done the survey? Have you informed Lloyds as to your lawyers' details and checked that your lawyers are on the Lloyds conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Cotgrave?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Cotgrave. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a property in Cotgrave ahead of appointing solicitors. I have been told that there is a flying freehold element to the property. The surveyor advised that some mortgage companies will refuse to grant a loan on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. If you contact us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Cotgrave. Conveyancing will be smoother if you use a solicitor in Cotgrave especially if they are familiar with such properties in Cotgrave.
My cousin has encouraged me to appoint his lawyers for conveyancing in Cotgrave. Should I find my own conveyancer?
There are no two ways about it it’s preferable to select a conveyancing lawyer is to get recommendations from friends or relatives who have actually previously instructed the firm that you are are thinking of instructing.