At long last a mortgage agreement from Nationwide for the refinancing of my single room apartment is to be issued within the next few days. Are you able to suggest a cheap conveyancing lawyer in Cotgrave?

You are on the wrong site if you are in need of a cheap conveyancing in Cotgrave. Our aim is to provide value for money conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing organisations enticing you with low cost conveyancing in Cotgrave. Optimistically, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst it will result in you being stung for extras and still not get the service expected.

Completed the sale of my flat in Cotgrave last April but the buyer keeps calling every few hours to moan that her solicitor needs to hear from mysolicitor. What are the post completion sale legalities following completion?

Following your sale your lawyer is obliged to forward the transfer documentation and all additional paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor must also send confirmation that the legal charge in favour of the lender has been discharged to the purchasers conveyancers. There is unlikely to be post completion steps unique to conveyancing in Cotgrave.

We just had an offer accepted to purchase with Coventry BS. I dropped in a couple of local solicitors yet am struggling to find a Cotgrave conveyancing firm on the Coventry BS panel. Could you assist?

Please do take advantage of the search tool on this web page. Pick the lender and type Cotgrave or your location and you will be presented with numerous solicitors offices in Cotgrave or nearest you.

I have a 4 bedroom Edwardian house in Cotgrave. Conveyancing lawyer acted for me and Barclays Direct. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??

You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cotgrave and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing lawyer who conducted the work.

What makes a Cotgrave lease unmortgageable?

There is nothing unique about leasehold conveyancing in Cotgrave. Most leases are unique and legal mistakes in the legal wording can sometimes mean that certain clauses are missing. For example, if your lease is missing any of the following, it could be defective:

A duty to insure the building A provision to repair to or maintain parts of the building

You will encounter difficulties when selling your property if you have a defective lease as they can affect a potential buyer’s ability to obtain a mortgage. Lloyds TSB Bank, The Royal Bank of Scotland, and TSB all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, forcing the purchaser to pull out.

I own a 1 bedroom flat in Cotgrave, conveyancing was carried out 7 years ago. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Cotgrave with an extended lease are worth £227,000. The ground rent is £50 invoiced annually. The lease runs out on 21st October 2096

You have 72 years unexpired the likely cost is going to span between £9,500 and £11,000 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to supply the actual costs in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.