Do I need to take out insurance to address the risk of chancel repairs when acquiring a property in Denbighshire?

Unless a previous purchase of the property completed post 12 October 2013 you can take it that conveyancing practitioners handling conveyancing in Denbighshire to continue to advocate a chancel search and or insurance against a claim.

I purchased a semi-detached Georgian house in Denbighshire. Conveyancing solicitor represented me and Bank of Ireland. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Bank of Ireland to clarify?

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Denbighshire and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing practitioner who conducted the work.

About to purchase a new build apartment in Denbighshire. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Denbighshire

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants.

Given that I am about to part with 450k on a garden flat in Denbighshire I wish to have a conversation with the solicitor regarding theconveyancing in advance of giving the go ahead to the firm. Can this be arranged?

We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer due to be doing your conveyancing in Denbighshire.There is no ‘factory style conveyancing’ - every client is unique person, not a case number. The solicitors that we put you in touch with believe that the figure you are quoted for residential conveyancing in Denbighshire should be the amount on the final invoice that you end up paying.

My brother is purchasing a garden flat in Denbighshire. He has received an estimate by the lawyer recommended by the estate agents totaling £1385 . It was fifteen years ago I sold and bought a home and it cost was £450. Have costs really gone up that much?

What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for example Denbighshire searches, land registry fees, etc)