Completed the sale of my flat in Didcot last September yet the purchaser is e-mailing every few hours to say their lawyer needs to hear from mine. What are the post completion sale legalities following completion?
Post completion of your sale your solicitor is duty bound to deliver the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer should also send confirmation that the mortgage has been discharged to the purchasers conveyancers. There are no post completion tasks just for conveyancing in Didcot.
I am about to put a bid on a leasehold flat in Didcot. The selling agents advise that it is normal for flats in Didcot to have less than 75 years remaining. I am taking out a loan with Platform. Will the property be mortgageable given that the lease has 70 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/1/2025 the requirements read as follows :
I had a mortgage agreed in principle with Yorkshire BS. Didcot conveyancing lawyers are instructed. How long does it take for Yorkshire BS to forward the offer to the solicitor?
There is no definitive answer here. Have Yorkshire BS completed the valuation? Have you advised Yorkshire BS as to your lawyers' details and checked that your lawyers are on the Yorkshire BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Intending to buy a house in Didcot. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Didcot lawyer is on the Virgin Money conveyancing panel.
Kent Reliance have agreed my home loan in principle, my offer on a house in Didcot has been accepted, now what?
Your property agent will need to know who your solicitors are (be sure the conveyancing practitioners are on the bank’s approved list). Call up Kent Reliance or your financial adviser and finish off any appropriate paperwork. Kent Reliance will instruct a valuer who will get in touch with the estate agent or vendor to schedule a time for the valuation to take place. Once conducted (assuming no problems) it takes about a week to receive the mortgage offer. Kent Reliance will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Didcot.
Should my conveyancer be asking questions regarding flooding during the conveyancing in Didcot.
Flooding is a growing risk for lawyers carrying out conveyancing in Didcot. Some people will acquire a property in Didcot, completely expectant that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Conveyancers are not best placed to impart advice on flood risk, but there are a various checks that may be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Didcot. The standard information supplied to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard question of the owner to find out whether the property has suffered from flooding. In the event that the residence has been flooded in past and is not disclosed by the seller, then a purchaser may issue a claim for damages resulting from an inaccurate response. A buyer’s solicitors should also conduct an enviro report. This should disclose if there is any known flood risk. If so, more detailed investigations should be carried out.
Am I better off to instruct a Didcot conveyancing lawyer who is local to the property I am purchasing? I have an old university friend who can carry out the legal formalities however her office is over three hundred miles drive away.
The benefit of a local Didcot conveyancing practice is that you can attend the office to sign documents, deliver your identification documents and apply pressure on them where appropriate. Having local Didcot know how is a plus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and in the main were impressed that should trump using an unknown Didcot conveyancing solicitor just because they are based in the area.