In what way does my ID and proof of funds have anything to do with my conveyancing in Downham Market? Why is this being asked of me?

You are right in these requests have nothing to do with conveyancing in Downham Market. However these days you will not be able to proceed with any conveyancing process if you have not handing over proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a council tax bill. Please note that if you are providing your driving licence as proof of ID it must be both the paper part as well as the photo card part, one is not acceptable in the absence of the other.

Proof of your origin of monies is mandated in accordance with the Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancer must have this information on record. Your Downham Market conveyancing lawyer will need to see evidence of proof of funds prior to accepting any monies from you into their client account and they may also ask additional questions regarding the source of monies.

We are purchasing a house in Downham Market. It might be a silly question but how we can trust a solicitor? On the day of competition we have to put our life savings into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

There are numerous conveyancing solicitors in Downham Market but how do I know who's good?

We would encourage you not to go for the lowest Downham Market conveyancing costs illustration. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

My offer was accepted on an apartment in Downham Market on 8/1/2025, valuation was booked 3 days later, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to RBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the RBS conveyancing panel. Can the lender hold off the offer?

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.

Due to the advice of my in-laws I had a survey completed on a property in Downham Market in advance of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. Our surveyor has said that some lenders will refuse to grant a loan on such a premises.

It depends who your proposed lender is. Santander has different instructions from Halifax. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Downham Market. Conveyancing may be slightly more expensive based on your lender's requirements.

My step-father has suggested that I instruct his conveyancers in Downham Market. Should I use them?

Much as we are happy to recommend a Downham Market conveyancing lawyer the ideal way to select a conveyancing lawyer is to get recommendations from friends or relatives who have experience in using the firm you're are thinking of instructing.

Please can you explain what my options are if my Downham Market conveyancing searches shows negative results?

Ordinarily, most adverse entries that arise in Downham Market conveyancing search responses can be handled in advance of completion or title insurance can be put on cover. You need to remember that regardless of the fact that you are acquiring the property and might be willing to accept the search results, your building society or bank may not, and when all said and done the decision rests with them.