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Find a East Beckton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in East Beckton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your East Beckton home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised East Beckton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in East Beckton

When it comes to lenders such as Principality, do East Beckton conveyancers face a fee to be on the conveyancing panel?

We are unaware of any bank fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel application.

Completion of my purchase has taken place for my property in East Beckton. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?

Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

It is unclear whether my bank requires a lease extension. I have called into my local East Beckton building society branch on a couple of occasions and was reassured it wasn't an issue and they would lend. My East Beckton conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Provided that the conveyancing practitioner is on the bank panel, they must adhere to the Council of Mortgage Lenders’ Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

The deeds to our home are lost. The conveyancers who dealt with the conveyancing in East Beckton 5 years ago no longer exist. Will I be able to sell the house?

Gone are the days when you need to hold title deeds to establish that you are the registered proprietor of land or premises, given that the Land Registry have everything they need in a digital format.

I am buying a new build flat in East Beckton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in East Beckton

    Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are surveyor prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. There must be mutual enforceability of lessee’s covenants.

We're new on the property ladder - agreed a price, yet the estate agent has warned us that the owners will only issue a contract if we use the agent's preferred conveyancers as they need an ‘expedited deal’. We would rather use a high street conveyancer who is familiar with conveyancing in East Beckton

We suspect that the seller is unaware of this requirement. If they require ‘a quick sale', alienating a motivated purchaser is counter productive. Try to communicate with the owners directly and make sure they understand (a)you are serious purchasers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you will continue to instruct your preferred East Beckton conveyancing lawyers - rather thanthose that will provide the estate agent a referral fee or meet his conveyancing targets set by head office.

Last June I purchased a leasehold property in East Beckton. Do I have any liability for service charges relating to a period prior to completion of my purchase?

In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Following months of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in East Beckton. Can we issue an application to the Residential Property Tribunal Service?

Absolutely. We are happy to put you in touch with a East Beckton conveyancing firm who can help.

An example of a Lease Extension decision for a East Beckton flat is 46 Credon Road in January 2014. On 11 September 2013 Deputy District Judge Price sitting at the Bow County Court made a vesting order that the freeholder surrender his lease and be granted a new lease of the Premises on such terms as may be determined by the First Tier Tribunal (Property Chamber).The appropriate sum as concluded by the Tribunal was £7225 This case affected 1 flat. The remaining number of years on the lease was 69.77 years.

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