I am buying a flat in East Hunsbury. My lawyer has never been on on the lender approved panel. Am I still permitted to appoint my East Hunsbury conveyancing solicitor even though they are excluded from the lender approved list?
You must instruct a lawyer to deal with the legal work required if you take out a loan to buy your home. The solicitor will carry out all the necessary legal checks on the property, ensuring that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in order. One can instruct a East Hunsbury solicitor of your choosing. Nevertheless, if the property lawyer selected is not on the bank solicitor panel additional costs will arise as separate legal representation will be required by them. Lender panel applications can be submitted, so if your lawyer has not historically sought membership they should take the opportunity to apply.
The sellers of the property we are hoping to buy have appointed a conveyancing solicitor in East Hunsbury who has recommended a exclusivity agreement with a down payment 10k. Are such agreements sensible?
This type of contract is not the norm in East Hunsbury, conveyancers will often try and steer clients away from them as they detract from the main conveyancing focus and if you end up losing your deposit then the lawyer is left exposed. In addition, there is no assurance that just because the proprietor has signed a lock out contract they will complete the sale with you. They may be in contravention of the contract if they receive sufficient incentive to do so because a wronged buyer with the benefit of a exclusivitycontract will still be obliged establish consequential losses from the breach and this may not amount to the financial upside that your vendor may obtain by breaching the agreement, no matter how morally condemnable the behaviour is.
We are looking to buy a property and require a conveyancing solicitor in East Hunsbury who is on the Santander conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in East Hunsbury.
I decided to have a survey completed on a house in East Hunsbury before instructing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some mortgage companies will not give a loan on such a home.
It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. Should you wish to telephone us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in East Hunsbury. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in East Hunsbury to see if the conveyancing costs will increase in light of this.
In my capacity as executor for the will of my grandfather I am selling a house in Neath but reside in East Hunsbury. My conveyancer (based 235 kilometers awayhas requested that I sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing practitioner in East Hunsbury who can witness and place their company stamp on the document?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are located in East Hunsbury