My IFA has asked me for my Edgware solicitor’s panel member for the Santander conveyancing panel. What is the best way to discover this. I have e-mailed my local Edgware office but they cant find it on their system.
The sensible thing to do is ask for this information from your Edgware solicitor . They should have a central record lender panel numbers.
I am purchasing a house without a mortgage in Edgware. I have been living for the previous 15 years in Edgware. Conveyancing searches are a lot of money. Given that I know the area and road intimately must I have all the conveyancing searches?
Provided that you do not need a mortgage, then almost all of the Edgware conveyancing searches are at your discretion. Your solicitor will ’encourage you, no-doubt strongly, that you should have searches completed, but she is duty bound to do this. One thing to bear in mind; if you are intend to dispose of the house one day, it will be of interest to your prospective purchaser what the searches disclose. On occasion houses with functional issues can still reveal adverse search results. A good conveyancing solicitor in Edgware will provide you some constructive guidance concerning this.
Do the Building Society Association intend to launch a search tool with a view to to identify firms on the Darlington Building Society conveyancing panel for example in Edgware?
Lexsure has not been advised of any plans on the part of the BSA to promote such a tool.
How can we know in advance if a Edgware conveyancing solicitor on the Leeds Building Society panel is any good?
When it comes to conveyancing in Edgware obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer conducting your conveyancing.
The mortgage over my property is with HSBC for my property in Edgware. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform HSBC?
Your original mortgage agreement with HSBC will provide that you need their approval prior to letting out your property as this is likely to be a breach of HSBC’s mortgage conditions. It may be that HSBC will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact HSBC directly. It should not be necessary to do this via a HSBC conveyancing panel firm.
I am selling my apartment. I had a double glazing fitted in January 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Virgin Money are being a right pain. The Edgware solicitor who is on the Virgin Money conveyancing panel is saying indemnity insurance will be fine but Virgin Money are insisting on a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?
It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I see that you have a post code search directory listing firms on the mortgage company conveyancing panel. Do Edgware conveyancing firms pay you a referral fee if I instruct them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the lender conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Edgware.