I am purchasing a semi-detached house in Esher. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Esher you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Esher.

I am buying a house and the lawyer has mentioned Chancel Repair to which the property could be liable as it falls into the area of such a church. He has mentioned insurance. Is this strictly required for conveyancing in Esher

Unless a previous purchase of the premises completed post 12 October 2013 you could expect conveyancing practitioners carrying out conveyancing in Esher to remain encouraging a chancel search and or insurance against a claim.

Due to the encouragement of my in-laws I had a survey completed on a house in Esher prior to appointing solicitors. I have been informed that there is a flying freehold element to the property. My surveyor advised that some banks will refuse to grant a mortgage on such a premises.

It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Esher. Conveyancing may be slightly more expensive based on your lender's requirements.

Having spent years of correspondence we cannot agree with our landlord on how much the lease extension should cost for our flat in Esher. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

You certainly can. We can put you in touch with a Esher conveyancing firm who can help.

An example of a Lease Extension case for a Esher residence is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.

What are the frequently found deficiencies that you see in leases for Esher properties?

There is nothing unique about leasehold conveyancing in Esher. All leases are drafted differently and drafting errors can result in certain provisions are wrong. For example, if your lease is missing any of the following, it could be defective:

Service charge per centages that don't add up correctly leaving a shortfall

A defective lease will likely cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Yorkshire Building Society, Leeds Building Society, and Britannia all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, obliging the purchaser to pull out.

I need to assess quotes for conveyancing in Esher from numerous solicitor and decide on one. Should I tell them to hold tight until I a suitable house to buy.

You should only get your conveyancer to open a file and submit searches once the offer has been agreed to on the property particularly as Esher conveyancing searches are a couple of hundred pounds.