I need some fast conveyancing in Fenny Stratford as I am under pressure to exchange contracts within 4 weeks. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?

As you are not getting a mortgage you are at liberty not to have searches conducted although no law firm would recommend that you don't. Drawing on years of experience of conveyancing in Fenny Stratford the following are examples of what can be revealed and therefore impact market value: Enforcement Notices, Outstanding Charges, Overdue Grants, Railway Schemes,...

Despite weeks of looking the Title Certificate and documents to my home are lost. The lawyers who conducted the conveyancing in Fenny Stratford 5 years ago no longer exist. What are my next steps?

In today’s world there are copies made of almost everything, and your lawyer will be aware exactly where to locate all the relevant paperwork so you may buy or dispose of your property without any difficulty. If duplicates are not available, your lawyer can arrange cover in the form of insurance or indemnities against possible claims on your property.

I'm purchasing a new build house in Fenny Stratford with a loan from Bank of Scotland. The developers refused to move on the price so I negotiated 6k of extras instead. The estate agent advised me not reveal to my lawyer about the extras as it may jeopardize my mortgage with Bank of Scotland. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, chain free conveyancing. Fenny Stratford is where the house is located. Can you offer any guidance?

Flying freeholds in Fenny Stratford are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Fenny Stratford you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fenny Stratford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Why can I not complete our conveyancing in Fenny Stratford on a bank holiday?

Because on completion the money will be transferred electronically between the banks of the purchaser and owner’s conveyancer and currently this can only occur on a business day. It is not possible to complete on a saturday or sunday either.