The Finchley conveyancing firm handling our Finchley conveyancing has spotted a difference between the assumptions in the valuation report and what is revealed within the title deeds. My lawyer says that he must ensure that the bank is OK with this discrepancy and is content to go ahead. Is my conveyancer’s approach legitimate?

Your lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

My wife and I are purchasing a apartment in Finchley. I might seem paranoid but how we can trust a conveyancer? At some point we will need to put funds into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Do I select a Licenced Conveyancer or Solicitor for conveyancing in Finchley?

There are two types of lawyers who can do conveyancing in Finchley namely CLC regulated conveyancers or solicitors. The two can handle conveyancing services that you need to complete the sale or purchase of property. They are both duty bound to handle Finchley conveyancing on similar quality and guidelines so you may be sure that your conveyancing will be professionally administered and that all requirements and procedures should be accurately attended to.

I am due to exchange contracts on my house. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Bank of Ireland are being difficult. The Finchley solicitor who is on the Bank of Ireland conveyancing panel is recommending indemnity insurance as a solution but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?

It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I am buying a house and the solicitor has mentioned Chancel Repair to which the house could be obligated to contribute to given it’s proximity to the area of such a church. She has recommended insurance. Is this strictly required for conveyancing in Finchley

Unless a prior acquisition of the premises took place after 12 October 2013 you could assume that conveyancing practitioners delivering conveyancing in Finchley to continue to propose a a chancel search and or chancel repair liability insurance.

How does conveyancing in Finchley differ for newly converted properties?

Most buyers of new build or newly converted property in Finchley approach us having been asked by the builder to sign contracts and commit to the purchase even before the house is built. This is because new home sellers in Finchley usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Finchley or who has acted in the same development.

How much experience do your Finchley conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?

Finchley conveyancing lawyers help thousands of people move home every year and assisted lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Finchley conveyancers have worked on recent similar matters.