I am under pressure from the seller of a property in Fleetwood to sign contracts within four weeks. What can I do to speed up matters?

First, If the seller is applying a tight deadline to sign contracts it is advisable to make sure that your lawyer is familiar with the location as they will benefit local connections and insight. It is possible that they may have transacted previoushomes in the same street. You would be best advised to use a Fleetwood conveyancing lawyer. Second, check that the conveyancing firm is on the on the approved list for your mortgage company. It is believed that nearly one in five of Fleetwood conveyancing transactions are held up or jeopardised after finding out that a purchaser’s lawyer was not on their mortgage lender’s panel. This can often result in the home move being held up by as much as 21 days. It is believed that this issue impacts approximately one hundred thousand home moves every year. Almost all Fleetwood conveyancing practices can not represent certain mortgage companies so do check as early as possible.

I am buying my first flat in Fleetwood with a mortgage from Birmingham Midshires. The developers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not reveal to my lawyer about the deal as it would adversely affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Fleetwood is where the house is located. Is there any guidance you can give?

Flying freeholds in Fleetwood are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Fleetwood you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Fleetwood may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

How can the Landlord & Tenant Act 1954 affect my commercial property in Fleetwood and how can you help?

The 1954 Act affords security of tenure to business tenants, giving them the legal entitlement to make a request to court for a new lease and remain in occupation at the end of an expired lease. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing firms who use the act for protection and handle your commercial conveyancing in Fleetwood

I am using a search engine for the phrase on line conveyancing in Fleetwood it brings up numerous property lawyerslocally. How do I determine which is the right solicitor for purchase transaction?

The preferential way of seeking the right conveyancer is through a trusted recommendation, so ask friends and relatives who have purchased a property in Fleetwood or the respected estate agent or financial adviser. Costs for conveyancing in Fleetwood vary, so it's sensible to request at least four estimates from varying types of solicitors. Be sure to obtain confirmation what costs in the quote includes.