What does my ID and proof of funds have anything to do with my conveyancing in Fleetwood? What am I being asked for?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with prior to agreeing to accepting their conveyancing retainer. The Client Care letter that you need to sign should reaffirm this. Your lender will also require certain documents to be viewed. Should you refuse to provide identification documents, your conveyancer will not be able to take you on as a client.
My lawyer in Fleetwood is not listed on the Clydesdale Solicitor Panel. Is it possible for me to use my prefered solicitor even though they are excluded from the Clydesdale approved list?
The limited options open to you here include:
- Complete the purchase with your existing Fleetwood lawyers but Clydesdale will need to instruct a conveyancer on their panel. This will result in additional total conveyancing charges and result in frustration.
- Choose a new solicitor to to deal with the conveyancing, not forgetting to check they are Clydesdale approved.
- Persuade your Clydesdale solicitor to try to join the Clydesdale panel
What is your number one tip for finding a conveyancing solicitor in Fleetwood
Do not opt for the cheapest Fleetwood conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
My conveyancer has informed me that breach of easement insurance is necessary on my purchase. What is the level of cover for Fleetwood conveyancing?
The appropriate level of breach of easement indemnity insurance depends on who your lender is. It would differ for example between Santander and Leeds Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
When it comes to mortgage companies such as Principality, do Fleetwood conveyancers face a fee to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
How can the Landlord & Tenant Act 1954 impact my commercial premises in Fleetwood and how can you help?
The 1954 Act provides a safeguard to commercial tenants, giving them the legal entitlement to make a request to court for a renewal lease and continue in occupation at the end of an expired lease. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Fleetwood is one of our hundreds of locations in which our lawyers have offices
We have appointed a Fleetwood conveyancing solicitor for our house purchase (novice purchasers) and have spotted in the Ts and Cs that they are not overseen by the Financial Conduct Authority. Am I right to be concerned or is that usually the case with lawyer?
We can't see why they should be. Most conveyancing practitioner don't lend money. You should check that they are governed by the SRA, who have specific obligations in relation to amounts deposited by them.