Would the conveyancing lawyers listed on your site carry out attended exchange conveyancing in St Annes?
We do have a number of conveyancing specialists carrying out one day exchanges. Do e-mail us to obtain a fee calculation and details as to dates.
Why is leasehold purchase conveyancing in St Annes is more expensive?
St Annes leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving applicable notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
My aunt advised me that in purchasing a property in St Annes there may be a number of restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in St Annes which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in St Annes should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all St Annes conveyancing solicitors on the Principality conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Principality approved list of solicitors they would need to be regulated by the SRA. The majority of mortgage companies do list licenced conveyancers on their panel and in that case the organisation would be overseen by the Council of Licensed Conveyancers.
The mortgage over my property is with RBS for my property in St Annes. Conveyancing has been completed some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform RBS?
RBS must be informed of your intention prior to renting your property as this is likely to be a breach of RBS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel lawyer.
I opted to have a survey done on a house in St Annes ahead of instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies will not give a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you e-mail us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in St Annes. Conveyancing will be smoother if you use a solicitor in St Annes especially if they are familiar with such properties in St Annes.
How difficult is it to switch firm as I need to choose one who is on the TSB conveyancing panel. I was using a local conveyancing solicitor in St Annes five minutes from me but he is not approved by TSB
It would be our pleasure to help you find a conveyancing solicitor in St Annes on the TSB panel. Please note that the conveyancers that we on the directory do not pay us a referral fee if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in St Annes. In making use of search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in St Annes.