My bid for a property was accepted at auction in Frizington. Conveyancing is needed. What is next?

Now that you are legally bound yourself to purchase you now have to choose a conveyancing lawyer as a matter of priority as you are faced with a pending deadline in which to complete the property. All auction property will ordinarily have a corresponding auction pack. This should include most,if not all of the documents that your lawyer will need. In the case of leasehold premises the legal pack should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to a leasehold property. You need to give this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that that you have the requisite funding organised to complete on the on the contractual date .

Is it correct that all Frizington CQS (Conveyancing Quality Scheme) solicitors are on the Santander conveyancing panel?

A selection of lenders now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.

Completion of my remortgage has taken place for my property in Frizington. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

Most lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

Do I need to take out insurance to address the risk of chancel repairs when buying a house in Frizington?

Unless a prior purchase of the property took place post 12 October 2013 you could expect conveyancing practitioners conducting conveyancing in Frizington to remain recommending a chancel search and or chancel repair liability insurance.

I decided to have a survey carried out on a house in Frizington before instructing solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some lenders tend refuse to issue a mortgage on a flying freehold home.

It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. If you e-mail us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Frizington. Conveyancing will be smoother if you use a solicitor in Frizington especially if they are acquainted with such properties in Frizington.

How can the Landlord & Tenant Act 1954 impact my commercial property in Frizington and how can your lawyers assist?

The particular law that you refer to provides protection to business leaseholders, giving them the dueness to make a request to court for a new tenancy and remain in occupation at the end of the lease term. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act for protection and assist with commercial conveyancing in Frizington

Your search tool is useful but there are many lawyers listed near Frizington being on the mortgage company conveyancing panel. Can you recommend a specific firm on the conveyancing panel for our mortgage company?

We do not recommend specific Frizington firms as the right Frizington conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Frizington knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..