What tips do you have for sourcing value for money conveyancing in Egremont?

Option 1 is to ask your friends and family whom they would instruct.

Option 2 is to look on the web for conveyancing in Egremont. Call two or three from the list and invite them to send you their conveyancing fees and discuss your needs with the solicitor who will handle your conveyancing beforemaking your decision.

Option 3 is to use this site to assist you in finding the right solicitors for you based on your unique expectations including the type of property,deadlines, complications and who the proposed mortgage company is. Do not be fooled by ninety nine pound conveyancing in Egremont

I'm in the throws of viewing apartments in Egremont and I am about to put in an offer. Should I already have a lawyer in place at this point? I intend to finance via a mortgage with Kent Reliance.

You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. As you are seeking a mortgage with Kent Reliance, ask your prospective lawyers if they are on the Kent Reliance conveyancing panel otherwise they can't do the mortgage legal work.

I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Egremont solicitor - who is on the Bank of Ireland conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?

Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Egremont surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

At last I have had an offer on an apartment in Egremont accepted, but there is a chain. The sellers have placed an offer on a property, however it’s not yet agreed to, and have viewings of other properties booked. I have selected a high street conveyancing solicitor in Egremont. What do I do now? When do I get the mortgage application with Clydesdale started?

It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (mortgage application is approx £1k, then survey, Egremont conveyancing search costs, etc). First, you must ensure that your property lawyer is on the Clydesdale approved list. As to the next stages this very much dictated by the circumstances of your case, attraction to the property and on the state of the market. In a hot market the majority of buyers would apply for a home loan with Clydesdale and pay for the valuation and only if it comes back ok would they request their solicitor to press on with searches.

Despite weeks of looking the Title Certificate and documents to our property can not be found. The solicitors who handled the conveyancing in Egremont 5 years ago no longer exist. What do I do?

As long as the title is registered the information relating to your ownership will be evidenced by HMLR with a Title Number. It is easy to execute a search at the Land Registry, locate your house and order current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will in most cases retain a certified copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.

I'm refinancing my primary home to a buy to let loan with Britannia and intend to use the remaining equity towards another house. The neighborhood we are looking at is Egremont. Will your solicitors be able to act for both sets of banks and link together the two deals?

Do use our search tool on this site to ensure that the lawyers are approved by both mortgage companies. Having checked that they are your lawyer will be able to simultaneously deal with the two conveyancing matters but you should have a chat with you solicitor and specify your desired outcome and requirements.

I am thinking of appointing a conveyancing lawyer in Egremont for my house move. Is it possible to check a firm’s complaints history with the profession’s regulator?

You may read published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The regulator sometimes recorded call for training purposes.