We were just about to exchange contracts for a property in Greenwich. We have hit a problem. Our mortgage offer with Bank of Scotland expires on 23/4/2025 but the owners are putting forward a completion date of 25/4/2025. Can one extend the mortgage offer?
The person best placed to address this question is your conveyancer who will assess whether they better off negotiating with the bank, seller’s conveyancers, estate agents or conceivably all three based on the circumstances your house move as of today.
Do I need to visit the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Greenwich so that I can attend their offices if necessary.
As opposed to twenty years ago, almost all banks no longer oblige their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to supply ID documents and there are still distinct benefits to choosing a locally based solicitor, in your situation a conveyancing solicitor in Greenwich.
I used Wolstenholmes several years past for my conveyancing in Greenwich. I now require my papers however the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Greenwich of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey done on a property in Greenwich ahead of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some banks will refuse to issue a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Greenwich. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Greenwich to see if the conveyancing will be more expensive.
Given that I am about to part with over three hundred thousand on a garden flat in Greenwich I wish to talk to a lawyer about myhome move prior to instructing the firm. Can this be arranged?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer due to be doing your property ownership legalities in Greenwich.There is no ‘factory style conveyancing’ - every client is an important person, not a matter number. The law firms that we put you in touch with believe that the figure you are quoted for your conveyancing in Greenwich should be the amount on the final invoice that you end up paying.