It is 10 years ago since I bought my property in Maze Hill. Conveyancing lawyers have now been retained on the sale but I can't find my title deeds. Is this a problem?

Don’t worry too much. Firstly there is a chance that the deeds will be kept by your mortgage company or they could still be with the lawyers who acted in your purchase. Secondly in all probability the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Maze Hill relates to registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.

I just bought a flat at auction in Maze Hill. Conveyancing is necessary. What happens now?

Having exchanged you must find a conveyancing practitioner soon as you will have a pending a drop dead date to complete the transaction. All auction property will have a bespoke legal pack. This will likely include most,if not all of the paperwork that your lawyer requires. If you have purchased leasehold premises the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You must pass this on to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that you have funds in place to complete on the on the contractual date .

We previously chose conveyancing lawyers based in Maze Hill on the UBS solicitor panel. They have just billed me a further fee for handling the UBS mortgage. Is this a supplemental conveyancing fee set by UBS?

Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your lawyer can charge a fee for this. The fee is not dictated by UBS but by your Maze Hill lawyer. Some firms on the UBS panel will quote ’dealing with mortgage’ fee but some firms incorporate it on their overall fee.

Two weeks ago we had a mortgage agreed in principle with Coventry BS. Maze Hill conveyancing solicitors are selected. How long does it take for Coventry BS to issue the offer to the conveyancer?

Some lenders take longer than others. Have Coventry BS done the valuation? Have you informed Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Will my lawyer be asking questions about flooding as part of the conveyancing in Maze Hill.

The risk of flooding is if increasing concern for conveyancers conducting conveyancing in Maze Hill. Some people will purchase a property in Maze Hill, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Lawyers are not qualified to offer advice on flood risk, however there are a various searches that may be carried out by the buyer or by their solicitors which will give them a better understanding of the risks in Maze Hill. The standard information supplied to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the vendor to determine whether the premises has ever been flooded. In the event that the property has been flooded in past which is not revealed by the vendor, then a buyer could issue a claim for damages as a result of such an inaccurate response. The purchaser’s solicitors should also carry out an environmental report. This should reveal if there is a recorded flood risk. If so, more detailed inquiries will need to be made.

Is it possible to switch solicitor as I need to choose a firm on the Aldermore conveyancing list. I had appointed a high street conveyancing solicitor in Maze Hill five minutes from me but the firm is not approved by Aldermore

It would be our pleasure to help you select a conveyancing solicitor in Maze Hill on the Aldermore panel. Please note that the solicitors that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Maze Hill. In utilising the find a conveyancing solicitor tool on this page, you can contrast costs for conveyancing solicitors in Maze Hill and beyond.

I see that you have a search directory identifying law firms on the mortgage company conveyancing panel. Do Maze Hill conveyancing companies pay you a commission if I retain them for my house purchase?

We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Maze Hill.