What does my ID and proof of funds have anything to do with my conveyancing in Griffithstown? Is this really necessary?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to verify the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing retainer. The Terms and Conditions that you are required to sign will no doubt reaffirm this. Your lender will also require certain documents to be checked. If you refuse to hand over ID verification documents, your lawyer can not take you on as a client.

When it comes to mortgage companies such as TSB, do Griffithstown property lawyers incur a yearly amount to be on the list of approved solicitors?

We are not aware of any mortgage company fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.

My husband and I have arranged a further advance on our mortgage from Barclays as we want to conduct improvements to our property in Griffithstown. Do we need to choose a high street Griffithstown solicitor on the Barclays conveyancing panel to deal with the paperwork?

Barclays would not normally instruct a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Barclays panel.

Our offer on a house in Griffithstown has been accepted, the vendors do however have a connected purchase. The owners have placed an offer on somewhere, but it’s not been accepted yet, and have viewings of other apartments booked. I have selected a local conveyancing solicitor in Griffithstown. What should be my next step? At what point do I apply for the mortgage with Skipton?

It is usual to have anxieties where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is approx £1k, then survey, Griffithstown conveyancing search fees, etc). First, you must check that your conveyancing practitioner is on the Skipton approved list. Regarding the subsequent stages this very much depends on the specifics of your case, motivation for the property and on the state of the market. During a rising market the majority of buyers would apply for the mortgage with Skipton and arrange for the valuation and only if it comes back ok would they pay their lawyer to proceed with the conveyancing in Griffithstown.

I am purchasing a property and the solicitor has referenced Chancel Repair to which the property could be obligated to pay given it’s proximity to the area of such a church. He has mentioned insurance. Is this really required for conveyancing in Griffithstown

Unless a prior acquisition of the premises completed after 12 October 2013 you can take it that solicitors conducting conveyancing in Griffithstown to continue to advocate a chancel search and or insurance against a claim.

I am buying a new build apartment in Griffithstown. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Griffithstown

There must be mutual enforceability of lessee’s covenants. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I am looking for a ground for flat up to £305k and identified one round the corner in Griffithstown I like with amenity areas and railway links in the vicinity, however it's only got 49 years unexpired on the lease. I can't really find anything else in Griffithstown suitable, so just wondered if I would be making a mistake purchasing a short lease?

If you require a mortgage the shortness of the lease will be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.